Call reports 2009
DEERWOOD BANK — 2009
What DEERWOOD BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 251,469,000 | 246,613,000 | 235,333,000 | 231,223,000 |
| Total loans | 199,940,000 | 198,523,000 | 190,266,000 | 185,859,000 |
| Allowance for loan losses | 3,885,000 | 3,647,000 | 3,825,000 | 2,319,000 |
| Securities available for sale | 7,800,000 | 6,492,000 | 5,779,000 | 5,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,678,000 | 204,228,000 | 192,338,000 | 190,240,000 |
| Interest-bearing deposits | 170,235,000 | 169,571,000 | 153,575,000 | 152,213,000 |
| Noninterest-bearing deposits | 33,443,000 | 34,657,000 | 38,763,000 | 38,027,000 |
| Equity capital | 25,210,000 | 25,683,000 | 25,894,000 | 24,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,050,000 | 6,142,000 | 9,134,000 | 11,986,000 |
| Interest expense | 881,000 | 1,670,000 | 2,358,000 | 2,964,000 |
| Net interest income | 2,169,000 | 4,472,000 | 6,776,000 | 9,022,000 |
| Noninterest income | 1,090,000 | 2,030,000 | 2,699,000 | 3,335,000 |
| Noninterest expense | 2,365,000 | 4,950,000 | 7,243,000 | 10,829,000 |
| Provision for loan losses | 180,000 | 280,000 | 640,000 | 1,140,000 |
| Pretax income | 715,000 | 1,273,000 | 1,542,000 | 338,000 |
| Income tax | 9,000 | 34,000 | 61,000 | 62,000 |
| Net income | 706,000 | 1,239,000 | 1,481,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,303,000 | 20,900,000 | 21,178,000 | 20,013,000 |
| Total capital | 22,928,000 | 23,521,000 | 23,706,000 | 22,333,000 |
| Risk-weighted assets | 208,705,000 | 208,637,000 | 200,923,000 | 196,139,000 |