Call reports 2008
DEERWOOD BANK — 2008
What DEERWOOD BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 217,455,000 | 231,962,000 | 249,506,000 | 247,603,000 |
| Total loans | 178,344,000 | 192,320,000 | 202,499,000 | 199,981,000 |
| Allowance for loan losses | 2,462,000 | 2,783,000 | 2,699,000 | 3,830,000 |
| Securities available for sale | 10,494,000 | 10,179,000 | 9,437,000 | 9,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,471,000 | 185,534,000 | 200,362,000 | 203,011,000 |
| Interest-bearing deposits | 141,649,000 | 152,481,000 | 163,015,000 | 170,288,000 |
| Noninterest-bearing deposits | 32,822,000 | 33,053,000 | 37,348,000 | 32,723,000 |
| Equity capital | 25,633,000 | 25,651,000 | 25,932,000 | 24,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,654,000 | 6,963,000 | 10,367,000 | 13,701,000 |
| Interest expense | 1,151,000 | 2,165,000 | 3,205,000 | 4,243,000 |
| Net interest income | 2,503,000 | 4,798,000 | 7,162,000 | 9,458,000 |
| Noninterest income | 583,000 | 1,149,000 | 1,707,000 | 2,728,000 |
| Noninterest expense | 1,673,000 | 3,461,000 | 5,443,000 | 7,782,000 |
| Provision for loan losses | 38,000 | 375,000 | 613,000 | 2,789,000 |
| Pretax income | 1,378,000 | 2,304,000 | 3,006,000 | 1,808,000 |
| Income tax | 0 | 3,000 | 3,000 | 5,000 |
| Net income | 1,378,000 | 2,301,000 | 3,003,000 | 1,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,728,000 | 21,160,000 | 20,793,000 | 19,547,000 |
| Total capital | 24,094,000 | 23,741,000 | 23,492,000 | 22,202,000 |
| Risk-weighted assets | 189,216,000 | 206,244,000 | 221,066,000 | 211,258,000 |