Call reports 2007
DEERWOOD BANK — 2007
What DEERWOOD BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 206,507,000 | 211,228,000 | 203,409,000 | 207,622,000 |
| Total loans | 159,555,000 | 167,075,000 | 168,459,000 | 171,624,000 |
| Allowance for loan losses | 1,954,000 | 2,192,000 | 2,232,000 | 2,405,000 |
| Securities available for sale | 20,560,000 | 16,088,000 | 16,678,000 | 9,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,254,000 | 181,638,000 | 171,432,000 | 178,441,000 |
| Interest-bearing deposits | 141,008,000 | 144,248,000 | 141,048,000 | 142,226,000 |
| Noninterest-bearing deposits | 31,245,000 | 37,391,000 | 30,383,000 | 36,215,000 |
| Equity capital | 23,100,000 | 23,248,000 | 24,056,000 | 24,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,689,000 | 7,405,000 | 11,260,000 | 14,944,000 |
| Interest expense | 1,427,000 | 2,834,000 | 4,232,000 | 5,557,000 |
| Net interest income | 2,262,000 | 4,571,000 | 7,028,000 | 9,387,000 |
| Noninterest income | 544,000 | 1,083,000 | 1,662,000 | 2,195,000 |
| Noninterest expense | 1,742,000 | 3,578,000 | 5,360,000 | 7,445,000 |
| Provision for loan losses | 25,000 | 275,000 | 313,000 | 550,000 |
| Pretax income | 1,039,000 | 1,801,000 | 2,751,000 | 3,320,000 |
| Income tax | -61,000 | -58,000 | -57,000 | -56,000 |
| Net income | 1,100,000 | 1,859,000 | 2,808,000 | 3,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,282,000 | 19,614,000 | 20,132,000 | 20,357,000 |
| Total capital | 21,236,000 | 21,806,000 | 22,364,000 | 22,621,000 |
| Risk-weighted assets | 171,783,000 | 174,636,000 | 185,199,000 | 181,003,000 |