Call reports 2006
DEERWOOD BANK — 2006
What DEERWOOD BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 206,859,000 | 202,092,000 | 206,971,000 | 213,318,000 |
| Total loans | 158,142,000 | 159,870,000 | 159,637,000 | 156,895,000 |
| Allowance for loan losses | 1,858,000 | 1,897,000 | 1,903,000 | 1,955,000 |
| Securities available for sale | 19,850,000 | 19,171,000 | 19,051,000 | 18,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,785,000 | 172,581,000 | 176,372,000 | 175,892,000 |
| Interest-bearing deposits | 142,571,000 | 137,504,000 | 138,780,000 | 138,738,000 |
| Noninterest-bearing deposits | 32,214,000 | 35,077,000 | 37,592,000 | 37,154,000 |
| Equity capital | 22,284,000 | 22,475,000 | 23,329,000 | 23,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,368,000 | 6,852,000 | 10,462,000 | 14,233,000 |
| Interest expense | 1,111,000 | 2,284,000 | 3,572,000 | 4,951,000 |
| Net interest income | 2,257,000 | 4,568,000 | 6,890,000 | 9,282,000 |
| Noninterest income | 507,000 | 1,053,000 | 1,607,000 | 2,166,000 |
| Noninterest expense | 1,780,000 | 3,555,000 | 5,384,000 | 7,235,000 |
| Provision for loan losses | 0 | 45,000 | 90,000 | 200,000 |
| Pretax income | 984,000 | 2,018,000 | 3,020,000 | 4,010,000 |
| Income tax | 0 | 5,000 | 5,000 | 5,000 |
| Net income | 984,000 | 2,013,000 | 3,015,000 | 4,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,344,000 | 18,781,000 | 19,496,000 | 19,634,000 |
| Total capital | 20,202,000 | 20,678,000 | 21,399,000 | 21,589,000 |
| Risk-weighted assets | 168,714,000 | 168,067,000 | 168,388,000 | 167,071,000 |