Call reports 2005
DEERWOOD BANK — 2005
What DEERWOOD BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 151,179,000 | 156,535,000 | 207,824,000 | 214,981,000 |
| Total loans | 109,560,000 | 114,968,000 | 162,632,000 | 160,618,000 |
| Allowance for loan losses | 1,302,000 | 1,330,000 | 1,817,000 | 1,863,000 |
| Securities available for sale | 24,149,000 | 22,997,000 | 23,012,000 | 23,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,943,000 | 128,852,000 | 177,272,000 | 181,785,000 |
| Interest-bearing deposits | 99,291,000 | 103,377,000 | 142,774,000 | 149,460,000 |
| Noninterest-bearing deposits | 25,652,000 | 25,475,000 | 34,498,000 | 32,325,000 |
| Equity capital | 16,346,000 | 16,334,000 | 22,009,000 | 21,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,123,000 | 4,463,000 | 7,661,000 | 11,018,000 |
| Interest expense | 509,000 | 1,105,000 | 2,000,000 | 3,030,000 |
| Net interest income | 1,614,000 | 3,358,000 | 5,661,000 | 7,988,000 |
| Noninterest income | 358,000 | 782,000 | 1,258,000 | 1,735,000 |
| Noninterest expense | 1,232,000 | 2,448,000 | 4,133,000 | 6,025,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 690,000 | 1,592,000 | 2,636,000 | 3,498,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 688,000 | 1,590,000 | 2,634,000 | 3,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,920,000 | 13,797,000 | 17,688,000 | 17,135,000 |
| Total capital | 15,222,000 | 15,127,000 | 19,505,000 | 18,998,000 |
| Risk-weighted assets | 120,172,000 | 127,338,000 | 168,494,000 | 171,542,000 |