Call reports 2002
DEERWOOD BANK — 2002
What DEERWOOD BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 132,951,000 | 139,320,000 | 142,675,000 | 143,412,000 |
| Total loans | 83,787,000 | 91,397,000 | 92,784,000 | 95,566,000 |
| Allowance for loan losses | 965,000 | 1,043,000 | 1,149,000 | 1,166,000 |
| Securities available for sale | 33,975,000 | 34,788,000 | 35,052,000 | 32,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,264,000 | 116,288,000 | 116,634,000 | 115,514,000 |
| Interest-bearing deposits | 95,067,000 | 95,218,000 | 96,773,000 | 95,518,000 |
| Noninterest-bearing deposits | 16,197,000 | 21,070,000 | 19,861,000 | 19,996,000 |
| Equity capital | 13,843,000 | 14,385,000 | 14,874,000 | 15,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,176,000 | 4,429,000 | 6,734,000 | 8,941,000 |
| Interest expense | 611,000 | 1,239,000 | 1,860,000 | 2,450,000 |
| Net interest income | 1,565,000 | 3,190,000 | 4,874,000 | 6,491,000 |
| Noninterest income | 264,000 | 483,000 | 736,000 | 1,094,000 |
| Noninterest expense | 960,000 | 1,995,000 | 3,128,000 | 4,279,000 |
| Provision for loan losses | 70,000 | 255,000 | 405,000 | 477,000 |
| Pretax income | 799,000 | 1,423,000 | 2,080,000 | 2,832,000 |
| Income tax | 298,000 | 526,000 | 767,000 | 1,045,000 |
| Net income | 501,000 | 897,000 | 1,313,000 | 1,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,894,000 | 11,224,000 | 11,587,000 | 12,076,000 |
| Total capital | 11,859,000 | 12,267,000 | 12,736,000 | 13,242,000 |
| Risk-weighted assets | 89,369,000 | 96,661,000 | 97,598,000 | 101,428,000 |