Call reports 2001
DEERWOOD BANK — 2001
What DEERWOOD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 127,710,000 | 130,325,000 | 134,947,000 | 133,858,000 |
| Total loans | 77,285,000 | 75,925,000 | 76,356,000 | 81,164,000 |
| Allowance for loan losses | 848,000 | 862,000 | 914,000 | 929,000 |
| Securities available for sale | 33,551,000 | 34,876,000 | 39,588,000 | 36,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,252,000 | 111,723,000 | 115,202,000 | 115,225,000 |
| Interest-bearing deposits | 95,679,000 | 95,661,000 | 97,654,000 | 98,076,000 |
| Noninterest-bearing deposits | 13,573,000 | 16,062,000 | 17,548,000 | 17,149,000 |
| Equity capital | 13,190,000 | 13,433,000 | 13,944,000 | 13,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,385,000 | 4,794,000 | 7,187,000 | 9,460,000 |
| Interest expense | 1,205,000 | 2,374,000 | 3,393,000 | 4,190,000 |
| Net interest income | 1,180,000 | 2,420,000 | 3,794,000 | 5,270,000 |
| Noninterest income | 204,000 | 413,000 | 616,000 | 900,000 |
| Noninterest expense | 862,000 | 1,741,000 | 2,629,000 | 3,707,000 |
| Provision for loan losses | 10,000 | 80,000 | 120,000 | 190,000 |
| Pretax income | 539,000 | 1,040,000 | 1,689,000 | 2,302,000 |
| Income tax | 215,000 | 419,000 | 680,000 | 929,000 |
| Net income | 324,000 | 621,000 | 1,009,000 | 1,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,152,000 | 10,452,000 | 10,813,000 | 10,945,000 |
| Total capital | 11,000,000 | 11,314,000 | 11,727,000 | 11,874,000 |
| Risk-weighted assets | 79,106,000 | 80,023,000 | 83,051,000 | 86,786,000 |