Call reports 2005
PUTNAM 1ST MERCANTILE BANK — 2005
What PUTNAM 1ST MERCANTILE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 13,570,000 |
| Total loans | 3,135,000 |
| Allowance for loan losses | 39,000 |
| Securities available for sale | 2,450,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 2,974,000 |
| Interest-bearing deposits | 2,907,000 |
| Noninterest-bearing deposits | 67,000 |
| Equity capital | 10,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 90,000 |
| Interest expense | 8,000 |
| Net interest income | 82,000 |
| Noninterest income | 0 |
| Noninterest expense | 750,000 |
| Provision for loan losses | 39,000 |
| Pretax income | -707,000 |
| Income tax | 0 |
| Net income | -707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 10,415,000 |
| Total capital | 10,454,000 |
| Risk-weighted assets | 7,479,000 |