Call reports 2023
UMB BANK, NATIONAL ASSOCIATION — 2023
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 40,354,002,000 | 40,976,024,000 | 41,190,599,000 | 43,729,953,000 |
| Total loans | 21,814,394,000 | 22,487,361,000 | 22,884,513,000 | 23,176,904,000 |
| Allowance for loan losses | 210,509,000 | 222,161,000 | 221,462,000 | 219,738,000 |
| Securities available for sale | 6,907,866,000 | 6,668,585,000 | 6,330,671,000 | 7,068,585,000 |
| Securities held to maturity | 5,861,664,000 | 5,810,591,000 | 5,732,583,000 | 5,691,868,000 |
| Trading assets | 17,599,000 | 28,147,000 | 15,584,000 | 15,238,000 |
| Total deposits | 32,076,770,000 | 33,660,048,000 | 33,573,832,000 | 35,939,822,000 |
| Interest-bearing deposits | 19,443,101,000 | 21,398,368,000 | 22,184,699,000 | 23,666,065,000 |
| Noninterest-bearing deposits | 12,633,669,000 | 12,261,680,000 | 11,389,133,000 | 12,273,757,000 |
| Equity capital | 2,857,915,000 | 2,873,672,000 | 2,838,053,000 | 3,123,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 408,496,000 | 869,397,000 | 1,341,038,000 | 1,837,271,000 |
| Interest expense | 161,660,000 | 391,963,000 | 636,158,000 | 896,588,000 |
| Net interest income | 246,836,000 | 477,434,000 | 704,880,000 | 940,683,000 |
| Noninterest income | 101,482,000 | 202,163,000 | 302,160,000 | 405,166,000 |
| Noninterest expense | 204,007,000 | 413,852,000 | 618,871,000 | 880,182,000 |
| Provision for loan losses | 23,316,000 | 34,829,000 | 38,748,000 | 38,376,000 |
| Pretax income | 116,059,000 | 224,566,000 | 342,425,000 | 420,729,000 |
| Income tax | 21,244,000 | 41,261,000 | 63,003,000 | 71,756,000 |
| Net income | 94,815,000 | 183,305,000 | 279,422,000 | 348,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,274,890,000 | 3,352,423,000 | 3,428,388,000 | 3,477,634,000 |
| Total capital | 3,475,488,000 | 3,566,159,000 | 3,642,484,000 | 3,690,378,000 |
| Risk-weighted assets | 30,020,223,000 | 30,531,479,000 | 30,952,599,000 | 31,019,393,000 |