Call reports 2022
UMB BANK, NATIONAL ASSOCIATION — 2022
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 40,291,313,000 | 37,246,891,000 | 37,314,511,000 | 38,279,055,000 |
| Total loans | 17,732,056,000 | 18,972,880,000 | 19,886,428,000 | 21,033,167,000 |
| Allowance for loan losses | 179,288,000 | 164,346,000 | 184,913,000 | 191,836,000 |
| Securities available for sale | 8,550,049,000 | 7,739,174,000 | 7,128,238,000 | 7,006,309,000 |
| Securities held to maturity | 4,602,232,000 | 5,709,541,000 | 5,837,706,000 | 5,861,599,000 |
| Trading assets | 15,658,000 | 6,311,000 | 8,800,000 | 16,376,000 |
| Total deposits | 34,548,692,000 | 31,775,233,000 | 32,014,996,000 | 32,829,617,000 |
| Interest-bearing deposits | 18,415,827,000 | 16,560,469,000 | 17,929,459,000 | 19,378,769,000 |
| Noninterest-bearing deposits | 16,132,865,000 | 15,214,764,000 | 14,085,537,000 | 13,450,848,000 |
| Equity capital | 2,576,485,000 | 2,423,126,000 | 2,489,284,000 | 2,685,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 221,410,000 | 469,722,000 | 769,706,000 | 1,136,322,000 |
| Interest expense | 8,360,000 | 28,971,000 | 92,498,000 | 208,801,000 |
| Net interest income | 213,050,000 | 440,751,000 | 677,208,000 | 927,521,000 |
| Noninterest income | 96,464,000 | 192,691,000 | 292,335,000 | 388,456,000 |
| Noninterest expense | 192,023,000 | 388,914,000 | 592,370,000 | 802,058,000 |
| Provision for loan losses | -7,105,000 | 6,081,000 | 27,821,000 | 36,933,000 |
| Pretax income | 121,448,000 | 234,823,000 | 344,332,000 | 471,856,000 |
| Income tax | 19,442,000 | 38,467,000 | 59,781,000 | 82,289,000 |
| Net income | 102,006,000 | 196,356,000 | 284,551,000 | 389,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,797,813,000 | 2,870,910,000 | 3,135,267,000 | 3,184,837,000 |
| Total capital | 2,959,224,000 | 3,017,593,000 | 3,302,777,000 | 3,359,158,000 |
| Risk-weighted assets | 24,624,175,000 | 26,528,892,000 | 27,814,131,000 | 29,279,360,000 |