Call reports 2021
UMB BANK, NATIONAL ASSOCIATION — 2021
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 34,409,284,000 | 36,376,318,000 | 37,334,402,000 | 42,392,285,000 |
| Total loans | 16,507,627,000 | 16,916,061,000 | 16,474,077,000 | 17,172,120,000 |
| Allowance for loan losses | 202,814,000 | 200,563,000 | 194,156,000 | 194,771,000 |
| Securities available for sale | 9,753,330,000 | 10,347,472,000 | 11,162,640,000 | 11,976,466,000 |
| Securities held to maturity | 1,042,670,000 | 1,084,009,000 | 1,089,424,000 | 1,480,416,000 |
| Trading assets | 25,329,000 | 33,611,000 | 62,129,000 | 27,935,000 |
| Total deposits | 28,483,240,000 | 30,275,926,000 | 31,500,908,000 | 35,809,744,000 |
| Interest-bearing deposits | 16,676,376,000 | 17,535,440,000 | 18,046,071,000 | 19,257,285,000 |
| Noninterest-bearing deposits | 11,806,864,000 | 12,740,486,000 | 13,454,837,000 | 16,552,459,000 |
| Equity capital | 2,814,393,000 | 2,936,734,000 | 2,949,743,000 | 2,970,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 205,707,000 | 418,047,000 | 639,072,000 | 860,320,000 |
| Interest expense | 8,792,000 | 17,274,000 | 25,749,000 | 33,672,000 |
| Net interest income | 196,915,000 | 400,773,000 | 613,323,000 | 826,648,000 |
| Noninterest income | 84,297,000 | 179,278,000 | 261,998,000 | 352,310,000 |
| Noninterest expense | 172,379,000 | 350,513,000 | 534,042,000 | 729,343,000 |
| Provision for loan losses | -7,849,000 | 18,274,000 | 14,994,000 | 23,670,000 |
| Pretax income | 102,817,000 | 208,037,000 | 322,225,000 | 421,737,000 |
| Income tax | 21,641,000 | 40,780,000 | 60,069,000 | 78,653,000 |
| Net income | 81,176,000 | 167,257,000 | 262,156,000 | 343,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,540,326,000 | 2,604,806,000 | 2,674,648,000 | 2,734,377,000 |
| Total capital | 2,714,789,000 | 2,779,191,000 | 2,842,938,000 | 2,902,996,000 |
| Risk-weighted assets | 21,523,938,000 | 22,735,395,000 | 22,752,040,000 | 23,714,525,000 |