Call reports 2020
UMB BANK, NATIONAL ASSOCIATION — 2020
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 26,151,097,000 | 29,673,899,000 | 30,130,067,000 | 32,975,982,000 |
| Total loans | 13,959,255,000 | 15,312,271,000 | 15,960,117,000 | 16,108,572,000 |
| Allowance for loan losses | 187,911,000 | 200,300,000 | 211,688,000 | 215,973,000 |
| Securities available for sale | 7,638,715,000 | 8,483,550,000 | 8,719,175,000 | 9,299,623,000 |
| Securities held to maturity | 1,114,160,000 | 1,114,930,000 | 1,070,307,000 | 1,014,614,000 |
| Trading assets | 54,330,000 | 46,640,000 | 44,750,000 | 31,104,000 |
| Total deposits | 21,289,982,000 | 24,590,840,000 | 24,936,685,000 | 27,232,240,000 |
| Interest-bearing deposits | 13,896,889,000 | 15,825,778,000 | 15,984,991,000 | 17,171,228,000 |
| Noninterest-bearing deposits | 7,393,093,000 | 8,765,062,000 | 8,951,694,000 | 10,061,012,000 |
| Equity capital | 2,466,492,000 | 2,568,372,000 | 2,742,434,000 | 2,902,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 211,083,000 | 403,862,000 | 600,848,000 | 808,041,000 |
| Interest expense | 36,253,000 | 49,534,000 | 60,668,000 | 70,187,000 |
| Net interest income | 174,830,000 | 354,328,000 | 540,180,000 | 737,854,000 |
| Noninterest income | 88,682,000 | 168,499,000 | 252,133,000 | 334,103,000 |
| Noninterest expense | 172,485,000 | 350,476,000 | 520,050,000 | 714,087,000 |
| Provision for loan losses | 87,885,000 | 105,815,000 | 122,314,000 | 128,400,000 |
| Pretax income | 4,192,000 | 71,532,000 | 155,761,000 | 345,729,000 |
| Income tax | -2,241,000 | 7,959,000 | 19,379,000 | 54,215,000 |
| Net income | 6,433,000 | 63,573,000 | 136,382,000 | 291,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,142,649,000 | 2,183,445,000 | 2,347,798,000 | 2,492,571,000 |
| Total capital | 2,305,469,000 | 2,360,152,000 | 2,532,672,000 | 2,679,844,000 |
| Risk-weighted assets | 19,051,537,000 | 19,500,485,000 | 20,018,811,000 | 20,911,922,000 |