Call reports 2019
UMB BANK, NATIONAL ASSOCIATION — 2019
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 23,304,309,000 | 23,796,211,000 | 23,964,733,000 | 26,357,635,000 |
| Total loans | 12,550,904,000 | 12,902,997,000 | 13,054,823,000 | 13,439,484,000 |
| Allowance for loan losses | 103,661,000 | 102,092,000 | 107,406,000 | 101,788,000 |
| Securities available for sale | 6,891,772,000 | 7,176,258,000 | 7,411,818,000 | 7,447,278,000 |
| Securities held to maturity | 1,147,947,000 | 1,112,773,000 | 1,102,005,000 | 1,116,102,000 |
| Trading assets | 42,143,000 | 71,449,000 | 72,734,000 | 33,877,000 |
| Total deposits | 19,505,439,000 | 19,551,338,000 | 19,486,735,000 | 21,761,772,000 |
| Interest-bearing deposits | 12,883,941,000 | 12,819,742,000 | 12,631,924,000 | 14,651,664,000 |
| Noninterest-bearing deposits | 6,621,498,000 | 6,731,596,000 | 6,854,811,000 | 7,110,108,000 |
| Equity capital | 2,061,251,000 | 2,190,246,000 | 2,281,219,000 | 2,338,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 211,214,000 | 427,533,000 | 646,547,000 | 862,292,000 |
| Interest expense | 46,152,000 | 95,125,000 | 144,729,000 | 186,960,000 |
| Net interest income | 165,062,000 | 332,408,000 | 501,818,000 | 675,332,000 |
| Noninterest income | 78,590,000 | 159,035,000 | 238,035,000 | 319,243,000 |
| Noninterest expense | 162,722,000 | 330,593,000 | 498,699,000 | 673,758,000 |
| Provision for loan losses | 12,350,000 | 23,350,000 | 30,850,000 | 32,850,000 |
| Pretax income | 69,396,000 | 136,934,000 | 212,791,000 | 291,219,000 |
| Income tax | 11,954,000 | 23,056,000 | 34,209,000 | 27,504,000 |
| Net income | 57,442,000 | 113,878,000 | 178,582,000 | 263,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,969,930,000 | 2,017,223,000 | 2,066,202,000 | 2,128,608,000 |
| Total capital | 2,076,303,000 | 2,121,978,000 | 2,176,392,000 | 2,233,100,000 |
| Risk-weighted assets | 17,066,317,000 | 17,526,380,000 | 18,098,348,000 | 18,745,432,000 |