Call reports 2018
UMB BANK, NATIONAL ASSOCIATION — 2018
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 20,794,182,000 | 20,314,652,000 | 21,235,511,000 | 23,137,750,000 |
| Total loans | 11,463,289,000 | 11,635,022,000 | 11,966,860,000 | 12,181,244,000 |
| Allowance for loan losses | 100,302,000 | 98,298,000 | 101,302,000 | 103,635,000 |
| Securities available for sale | 6,139,202,000 | 6,011,564,000 | 5,932,631,000 | 6,542,698,000 |
| Securities held to maturity | 1,246,466,000 | 1,204,582,000 | 1,199,114,000 | 1,170,646,000 |
| Trading assets | 53,161,000 | 53,064,000 | 67,597,000 | 50,390,000 |
| Total deposits | 17,491,956,000 | 16,646,685,000 | 17,981,915,000 | 19,491,164,000 |
| Interest-bearing deposits | 11,175,735,000 | 10,391,134,000 | 11,981,502,000 | 12,600,483,000 |
| Noninterest-bearing deposits | 6,316,221,000 | 6,255,551,000 | 6,000,413,000 | 6,890,681,000 |
| Equity capital | 1,801,654,000 | 1,834,412,000 | 1,853,767,000 | 1,934,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 167,776,000 | 344,058,000 | 529,202,000 | 731,973,000 |
| Interest expense | 18,652,000 | 43,724,000 | 77,110,000 | 116,775,000 |
| Net interest income | 149,124,000 | 300,334,000 | 452,092,000 | 615,198,000 |
| Noninterest income | 75,734,000 | 150,286,000 | 224,868,000 | 301,029,000 |
| Noninterest expense | 149,853,000 | 305,354,000 | 462,092,000 | 624,557,000 |
| Provision for loan losses | 10,000,000 | 17,000,000 | 22,750,000 | 70,750,000 |
| Pretax income | 65,144,000 | 128,633,000 | 192,679,000 | 221,458,000 |
| Income tax | 10,218,000 | 19,946,000 | 28,326,000 | 28,437,000 |
| Net income | 54,926,000 | 108,687,000 | 164,353,000 | 193,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,808,714,000 | 1,854,713,000 | 1,902,131,000 | 1,921,615,000 |
| Total capital | 1,911,749,000 | 1,955,745,000 | 2,006,081,000 | 2,027,962,000 |
| Risk-weighted assets | 15,608,321,000 | 15,701,924,000 | 16,034,697,000 | 16,504,394,000 |