Call reports 2017
UMB BANK, NATIONAL ASSOCIATION — 2017
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 20,290,729,000 | 20,081,185,000 | 20,003,267,000 | 21,557,938,000 |
| Total loans | 10,759,067,000 | 10,851,923,000 | 11,001,457,000 | 11,281,880,000 |
| Allowance for loan losses | 93,323,000 | 97,797,000 | 98,389,000 | 100,604,000 |
| Securities available for sale | 6,548,876,000 | 6,223,839,000 | 5,847,777,000 | 6,257,412,000 |
| Securities held to maturity | 1,206,639,000 | 1,279,524,000 | 1,276,252,000 | 1,261,014,000 |
| Trading assets | 51,353,000 | 51,865,000 | 54,330,000 | 48,606,000 |
| Total deposits | 16,003,043,000 | 16,240,966,000 | 16,118,712,000 | 18,312,790,000 |
| Interest-bearing deposits | 9,693,250,000 | 9,662,870,000 | 10,187,837,000 | 11,184,055,000 |
| Noninterest-bearing deposits | 6,309,793,000 | 6,578,096,000 | 5,930,875,000 | 7,128,735,000 |
| Equity capital | 1,707,280,000 | 1,762,172,000 | 1,801,723,000 | 1,815,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 144,963,000 | 296,245,000 | 454,234,000 | 617,459,000 |
| Interest expense | 9,493,000 | 22,391,000 | 38,485,000 | 54,304,000 |
| Net interest income | 135,470,000 | 273,854,000 | 415,749,000 | 563,155,000 |
| Noninterest income | 72,643,000 | 152,558,000 | 226,649,000 | 304,070,000 |
| Noninterest expense | 146,522,000 | 296,640,000 | 443,613,000 | 599,326,000 |
| Provision for loan losses | 9,000,000 | 23,500,000 | 35,000,000 | 41,000,000 |
| Pretax income | 53,059,000 | 108,020,000 | 167,923,000 | 231,091,000 |
| Income tax | 12,587,000 | 25,164,000 | 37,828,000 | 55,218,000 |
| Net income | 40,472,000 | 82,856,000 | 130,095,000 | 175,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,644,054,000 | 1,677,058,000 | 1,716,049,000 | 1,750,297,000 |
| Total capital | 1,739,844,000 | 1,777,524,000 | 1,817,090,000 | 1,853,558,000 |
| Risk-weighted assets | 15,185,387,000 | 15,130,343,000 | 15,426,928,000 | 15,645,830,000 |