Call reports 2016
UMB BANK, NATIONAL ASSOCIATION — 2016
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 19,031,168,000 | 19,467,485,000 | 19,452,015,000 | 20,399,583,000 |
| Total loans | 9,704,247,000 | 10,093,557,000 | 10,305,180,000 | 10,545,467,000 |
| Allowance for loan losses | 80,398,000 | 84,666,000 | 90,404,000 | 91,649,000 |
| Securities available for sale | 6,880,503,000 | 6,768,389,000 | 6,292,921,000 | 6,463,593,000 |
| Securities held to maturity | 804,652,000 | 880,600,000 | 1,009,117,000 | 1,115,932,000 |
| Trading assets | 7,704,000 | 37,111,000 | 37,751,000 | 19,396,000 |
| Total deposits | 15,515,203,000 | 15,745,867,000 | 15,477,985,000 | 16,692,167,000 |
| Interest-bearing deposits | 9,216,467,000 | 9,415,322,000 | 9,369,946,000 | 9,916,061,000 |
| Noninterest-bearing deposits | 6,298,736,000 | 6,330,545,000 | 6,108,039,000 | 6,776,106,000 |
| Equity capital | 1,664,742,000 | 1,720,214,000 | 1,737,446,000 | 1,662,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 124,513,000 | 252,812,000 | 385,154,000 | 524,313,000 |
| Interest expense | 5,400,000 | 11,290,000 | 17,749,000 | 24,440,000 |
| Net interest income | 119,113,000 | 241,522,000 | 367,405,000 | 499,873,000 |
| Noninterest income | 68,845,000 | 141,933,000 | 213,260,000 | 284,797,000 |
| Noninterest expense | 140,100,000 | 282,867,000 | 423,195,000 | 566,124,000 |
| Provision for loan losses | 5,000,000 | 12,000,000 | 25,000,000 | 32,500,000 |
| Pretax income | 45,791,000 | 94,119,000 | 140,979,000 | 194,555,000 |
| Income tax | 11,083,000 | 23,563,000 | 33,309,000 | 45,004,000 |
| Net income | 34,708,000 | 70,556,000 | 107,670,000 | 149,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,519,147,000 | 1,550,774,000 | 1,583,199,000 | 1,613,024,000 |
| Total capital | 1,602,728,000 | 1,638,623,000 | 1,676,061,000 | 1,707,265,000 |
| Risk-weighted assets | 14,076,072,000 | 14,564,229,000 | 14,760,446,000 | 15,078,892,000 |