Call reports 2015
UMB BANK, NATIONAL ASSOCIATION — 2015
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 16,446,985,000 | 18,107,920,000 | 18,305,313,000 | 18,823,520,000 |
| Total loans | 7,501,201,000 | 8,914,726,000 | 9,045,566,000 | 9,431,123,000 |
| Allowance for loan losses | 77,479,000 | 77,721,000 | 78,030,000 | 81,143,000 |
| Securities available for sale | 6,787,001,000 | 6,922,172,000 | 6,668,880,000 | 6,804,131,000 |
| Securities held to maturity | 346,885,000 | 446,881,000 | 588,478,000 | 667,106,000 |
| Trading assets | 10,589,000 | 16,512,000 | 5,516,000 | 10,600,000 |
| Total deposits | 13,241,878,000 | 14,639,191,000 | 15,207,166,000 | 15,245,636,000 |
| Interest-bearing deposits | 7,538,526,000 | 8,609,146,000 | 8,803,638,000 | 8,785,879,000 |
| Noninterest-bearing deposits | 5,703,352,000 | 6,030,045,000 | 6,403,528,000 | 6,459,757,000 |
| Equity capital | 1,353,036,000 | 1,545,688,000 | 1,598,162,000 | 1,596,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 94,319,000 | 196,500,000 | 311,979,000 | 432,029,000 |
| Interest expense | 3,595,000 | 7,715,000 | 12,082,000 | 16,225,000 |
| Net interest income | 90,724,000 | 188,785,000 | 299,897,000 | 415,804,000 |
| Noninterest income | 66,431,000 | 133,518,000 | 201,043,000 | 267,750,000 |
| Noninterest expense | 127,583,000 | 259,212,000 | 404,509,000 | 546,107,000 |
| Provision for loan losses | 3,000,000 | 8,000,000 | 10,500,000 | 15,500,000 |
| Pretax income | 33,908,000 | 63,394,000 | 94,335,000 | 132,349,000 |
| Income tax | 9,251,000 | 14,512,000 | 21,805,000 | 31,394,000 |
| Net income | 24,657,000 | 48,882,000 | 72,530,000 | 100,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,239,364,000 | 1,438,190,000 | 1,462,883,000 | 1,491,833,000 |
| Total capital | 1,318,945,000 | 1,518,252,000 | 1,543,634,000 | 1,575,697,000 |
| Risk-weighted assets | 11,039,875,000 | 12,704,535,000 | 13,108,501,000 | 14,039,223,000 |