Call reports 2014
UMB BANK, NATIONAL ASSOCIATION — 2014
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 15,658,872,000 | 15,292,590,000 | 15,995,419,000 | 17,212,558,000 |
| Total loans | 6,759,916,000 | 6,923,566,000 | 7,104,616,000 | 7,466,162,000 |
| Allowance for loan losses | 75,514,000 | 76,802,000 | 77,316,000 | 76,140,000 |
| Securities available for sale | 6,734,931,000 | 6,700,623,000 | 6,759,803,000 | 6,911,936,000 |
| Securities held to maturity | 219,724,000 | 238,799,000 | 237,961,000 | 278,054,000 |
| Trading assets | 13,326,000 | 8,154,000 | 13,650,000 | 9,097,000 |
| Total deposits | 12,405,328,000 | 12,331,396,000 | 12,910,176,000 | 13,760,481,000 |
| Interest-bearing deposits | 6,962,715,000 | 6,774,564,000 | 7,285,642,000 | 7,972,889,000 |
| Noninterest-bearing deposits | 5,442,613,000 | 5,556,832,000 | 5,624,534,000 | 5,787,592,000 |
| Equity capital | 1,202,437,000 | 1,256,596,000 | 1,266,080,000 | 1,312,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 89,577,000 | 179,900,000 | 271,257,000 | 365,905,000 |
| Interest expense | 3,602,000 | 7,221,000 | 10,512,000 | 13,816,000 |
| Net interest income | 85,975,000 | 172,679,000 | 260,745,000 | 352,089,000 |
| Noninterest income | 62,588,000 | 132,237,000 | 198,717,000 | 265,459,000 |
| Noninterest expense | 114,457,000 | 235,011,000 | 354,766,000 | 481,474,000 |
| Provision for loan losses | 4,500,000 | 9,500,000 | 14,000,000 | 17,000,000 |
| Pretax income | 31,076,000 | 64,444,000 | 94,761,000 | 123,201,000 |
| Income tax | 7,079,000 | 16,485,000 | 22,244,000 | 28,369,000 |
| Net income | 23,997,000 | 47,959,000 | 72,517,000 | 94,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,120,544,000 | 1,145,131,000 | 1,170,685,000 | 1,209,096,000 |
| Total capital | 1,198,160,000 | 1,224,035,000 | 1,250,103,000 | 1,287,338,000 |
| Risk-weighted assets | 9,658,457,000 | 9,578,294,000 | 9,860,128,000 | 10,353,374,000 |