Call reports 2013
UMB BANK, NATIONAL ASSOCIATION — 2013
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 15,459,121,000 | 14,994,171,000 | 15,905,248,000 | 16,642,506,000 |
| Total loans | 6,016,647,000 | 6,345,284,000 | 6,509,634,000 | 6,521,579,000 |
| Allowance for loan losses | 69,881,000 | 71,647,000 | 74,938,000 | 74,751,000 |
| Securities available for sale | 6,841,584,000 | 6,944,358,000 | 6,697,997,000 | 6,762,411,000 |
| Securities held to maturity | 129,498,000 | 160,328,000 | 175,993,000 | 209,770,000 |
| Trading assets | 40,777,000 | 16,410,000 | 33,236,000 | 3,988,000 |
| Total deposits | 12,607,249,000 | 11,779,754,000 | 13,142,749,000 | 13,803,837,000 |
| Interest-bearing deposits | 6,961,862,000 | 6,842,112,000 | 7,412,790,000 | 8,450,783,000 |
| Noninterest-bearing deposits | 5,645,387,000 | 4,937,642,000 | 5,729,959,000 | 5,353,054,000 |
| Equity capital | 1,057,029,000 | 980,803,000 | 1,157,669,000 | 1,159,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 84,409,000 | 171,176,000 | 260,852,000 | 350,456,000 |
| Interest expense | 4,419,000 | 8,304,000 | 11,855,000 | 15,072,000 |
| Net interest income | 79,990,000 | 162,872,000 | 248,997,000 | 335,384,000 |
| Noninterest income | 64,274,000 | 126,830,000 | 186,394,000 | 249,250,000 |
| Noninterest expense | 110,394,000 | 225,165,000 | 339,846,000 | 463,302,000 |
| Provision for loan losses | 2,000,000 | 7,000,000 | 13,500,000 | 17,500,000 |
| Pretax income | 37,763,000 | 64,949,000 | 90,597,000 | 112,374,000 |
| Income tax | 9,369,000 | 14,982,000 | 20,313,000 | 23,700,000 |
| Net income | 28,394,000 | 49,967,000 | 70,284,000 | 88,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 893,532,000 | 904,348,000 | 1,076,017,000 | 1,095,446,000 |
| Total capital | 965,577,000 | 978,159,000 | 1,153,119,000 | 1,172,361,000 |
| Risk-weighted assets | 8,693,570,000 | 9,131,910,000 | 9,367,982,000 | 9,337,730,000 |