Call reports 2012
UMB BANK, NATIONAL ASSOCIATION — 2012
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 11,420,563,000 | 11,046,037,000 | 11,150,114,000 | 14,689,863,000 |
| Total loans | 4,118,735,000 | 4,251,944,000 | 4,322,791,000 | 5,690,162,000 |
| Allowance for loan losses | 62,853,000 | 63,127,000 | 62,009,000 | 71,426,000 |
| Securities available for sale | 5,024,730,000 | 5,199,798,000 | 5,377,995,000 | 6,937,435,000 |
| Securities held to maturity | 74,863,000 | 74,635,000 | 77,400,000 | 114,756,000 |
| Trading assets | 47,328,000 | 35,916,000 | 15,036,000 | 25,107,000 |
| Total deposits | 9,218,484,000 | 8,869,390,000 | 9,139,239,000 | 11,710,824,000 |
| Interest-bearing deposits | 5,458,726,000 | 5,184,764,000 | 5,321,324,000 | 6,732,790,000 |
| Noninterest-bearing deposits | 3,759,758,000 | 3,684,626,000 | 3,817,915,000 | 4,978,034,000 |
| Equity capital | 764,786,000 | 786,331,000 | 805,477,000 | 1,062,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 68,824,000 | 138,288,000 | 207,481,000 | 342,390,000 |
| Interest expense | 4,622,000 | 8,701,000 | 12,478,000 | 20,042,000 |
| Net interest income | 64,202,000 | 129,587,000 | 195,003,000 | 322,348,000 |
| Noninterest income | 61,355,000 | 122,953,000 | 179,290,000 | 251,025,000 |
| Noninterest expense | 94,099,000 | 194,138,000 | 292,610,000 | 445,420,000 |
| Provision for loan losses | 4,500,000 | 9,000,000 | 13,425,000 | 17,500,000 |
| Pretax income | 41,632,000 | 66,600,000 | 85,715,000 | 130,588,000 |
| Income tax | 10,768,000 | 16,415,000 | 20,552,000 | 32,791,000 |
| Net income | 30,864,000 | 50,185,000 | 65,163,000 | 97,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 662,972,000 | 671,264,000 | 677,128,000 | 875,645,000 |
| Total capital | 727,619,000 | 736,185,000 | 740,931,000 | 948,937,000 |
| Risk-weighted assets | 6,284,123,000 | 6,306,349,000 | 6,502,545,000 | 8,309,069,000 |