Call reports 2011
UMB BANK, NATIONAL ASSOCIATION — 2011
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 11,356,982,000 | 10,684,654,000 | 9,869,359,000 | 11,205,930,000 |
| Total loans | 3,793,246,000 | 3,830,967,000 | 3,874,924,000 | 3,999,475,000 |
| Allowance for loan losses | 62,634,000 | 63,036,000 | 63,467,000 | 61,344,000 |
| Securities available for sale | 4,539,293,000 | 4,379,395,000 | 4,587,450,000 | 4,930,202,000 |
| Securities held to maturity | 54,563,000 | 57,222,000 | 67,034,000 | 68,384,000 |
| Trading assets | 40,723,000 | 28,359,000 | 52,601,000 | 38,865,000 |
| Total deposits | 9,014,803,000 | 8,503,569,000 | 7,787,655,000 | 8,538,823,000 |
| Interest-bearing deposits | 5,794,033,000 | 5,118,717,000 | 4,675,203,000 | 5,163,399,000 |
| Noninterest-bearing deposits | 3,220,770,000 | 3,384,852,000 | 3,112,452,000 | 3,375,424,000 |
| Equity capital | 696,009,000 | 729,282,000 | 754,460,000 | 762,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 69,743,000 | 139,734,000 | 209,087,000 | 278,184,000 |
| Interest expense | 6,265,000 | 11,748,000 | 16,961,000 | 21,719,000 |
| Net interest income | 63,478,000 | 127,986,000 | 192,126,000 | 256,465,000 |
| Noninterest income | 60,109,000 | 119,412,000 | 178,281,000 | 234,900,000 |
| Noninterest expense | 94,043,000 | 194,244,000 | 287,500,000 | 384,937,000 |
| Provision for loan losses | 7,100,000 | 12,540,000 | 16,340,000 | 20,190,000 |
| Pretax income | 29,056,000 | 52,913,000 | 80,204,000 | 100,110,000 |
| Income tax | 7,693,000 | 13,447,000 | 20,602,000 | 23,929,000 |
| Net income | 21,363,000 | 39,466,000 | 59,602,000 | 76,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 617,996,000 | 627,343,000 | 638,385,000 | 643,972,000 |
| Total capital | 681,983,000 | 691,731,000 | 703,371,000 | 707,010,000 |
| Risk-weighted assets | 5,520,598,000 | 5,648,947,000 | 5,877,173,000 | 6,029,706,000 |