Call reports 2010
UMB BANK, NATIONAL ASSOCIATION — 2010
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 9,111,378,000 | 9,455,521,000 | 9,497,411,000 | 10,694,374,000 |
| Total loans | 3,491,894,000 | 3,612,706,000 | 3,739,838,000 | 3,724,658,000 |
| Allowance for loan losses | 56,745,000 | 59,785,000 | 62,765,000 | 63,641,000 |
| Securities available for sale | 4,251,757,000 | 4,417,697,000 | 4,333,750,000 | 4,570,505,000 |
| Securities held to maturity | 42,971,000 | 44,374,000 | 47,763,000 | 51,784,000 |
| Trading assets | 21,567,000 | 35,951,000 | 26,970,000 | 29,832,000 |
| Total deposits | 6,998,067,000 | 7,179,066,000 | 7,301,792,000 | 7,826,613,000 |
| Interest-bearing deposits | 5,330,066,000 | 5,397,496,000 | 5,735,468,000 | 5,943,084,000 |
| Noninterest-bearing deposits | 1,668,001,000 | 1,781,570,000 | 1,566,324,000 | 1,883,529,000 |
| Equity capital | 633,166,000 | 673,680,000 | 696,762,000 | 679,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 71,505,000 | 143,941,000 | 216,280,000 | 287,074,000 |
| Interest expense | 8,315,000 | 15,838,000 | 22,873,000 | 29,437,000 |
| Net interest income | 63,190,000 | 128,103,000 | 193,407,000 | 257,637,000 |
| Noninterest income | 55,574,000 | 117,886,000 | 174,165,000 | 231,672,000 |
| Noninterest expense | 87,951,000 | 182,911,000 | 275,446,000 | 371,331,000 |
| Provision for loan losses | 7,550,000 | 15,550,000 | 23,250,000 | 29,375,000 |
| Pretax income | 28,195,000 | 53,421,000 | 75,391,000 | 96,112,000 |
| Income tax | 7,542,000 | 14,691,000 | 19,253,000 | 26,518,000 |
| Net income | 20,653,000 | 38,730,000 | 56,138,000 | 69,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 549,763,000 | 562,268,000 | 580,671,000 | 595,432,000 |
| Total capital | 607,385,000 | 622,930,000 | 644,313,000 | 659,951,000 |
| Risk-weighted assets | 5,016,314,000 | 5,199,658,000 | 5,196,869,000 | 5,495,686,000 |