Call reports 2009
UMB BANK, NATIONAL ASSOCIATION — 2009
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 8,699,065,000 | 8,384,948,000 | 8,620,671,000 | 10,219,530,000 |
| Total loans | 3,513,256,000 | 3,543,144,000 | 3,506,824,000 | 3,504,026,000 |
| Allowance for loan losses | 44,119,000 | 45,290,000 | 48,950,000 | 53,915,000 |
| Securities available for sale | 3,539,717,000 | 3,367,335,000 | 3,924,947,000 | 4,368,375,000 |
| Securities held to maturity | 38,443,000 | 38,112,000 | 37,006,000 | 43,556,000 |
| Trading assets | 26,793,000 | 26,596,000 | 32,976,000 | 24,241,000 |
| Total deposits | 6,629,479,000 | 6,530,786,000 | 6,813,583,000 | 7,278,064,000 |
| Interest-bearing deposits | 5,058,835,000 | 5,081,271,000 | 5,203,623,000 | 5,492,484,000 |
| Noninterest-bearing deposits | 1,570,644,000 | 1,449,515,000 | 1,609,960,000 | 1,785,580,000 |
| Equity capital | 635,056,000 | 629,212,000 | 611,146,000 | 615,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 74,153,000 | 146,871,000 | 220,694,000 | 295,286,000 |
| Interest expense | 11,892,000 | 22,717,000 | 33,142,000 | 42,643,000 |
| Net interest income | 62,261,000 | 124,154,000 | 187,552,000 | 252,643,000 |
| Noninterest income | 60,310,000 | 121,603,000 | 177,803,000 | 236,903,000 |
| Noninterest expense | 89,474,000 | 186,825,000 | 273,393,000 | 363,268,000 |
| Provision for loan losses | 5,700,000 | 11,700,000 | 19,490,000 | 30,390,000 |
| Pretax income | 27,439,000 | 48,864,000 | 72,485,000 | 95,901,000 |
| Income tax | 7,813,000 | 13,724,000 | 19,715,000 | 24,339,000 |
| Net income | 19,626,000 | 35,140,000 | 52,770,000 | 71,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 559,978,000 | 555,350,000 | 523,827,000 | 528,556,000 |
| Total capital | 604,974,000 | 601,517,000 | 573,654,000 | 583,349,000 |
| Risk-weighted assets | 4,868,089,000 | 4,843,865,000 | 4,832,803,000 | 5,048,557,000 |