Call reports 2007
UMB BANK, NATIONAL ASSOCIATION — 2007
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 6,573,394,000 | 6,627,928,000 | 6,603,428,000 | 8,123,855,000 |
| Total loans | 3,087,766,000 | 3,168,295,000 | 3,204,294,000 | 3,176,669,000 |
| Allowance for loan losses | 35,336,000 | 35,770,000 | 36,492,000 | 36,799,000 |
| Securities available for sale | 2,097,573,000 | 2,177,747,000 | 2,193,722,000 | 2,853,297,000 |
| Securities held to maturity | 32,409,000 | 30,172,000 | 30,430,000 | 28,884,000 |
| Trading assets | 75,023,000 | 52,603,000 | 45,981,000 | 28,875,000 |
| Total deposits | 4,690,911,000 | 4,846,609,000 | 4,939,507,000 | 5,652,599,000 |
| Interest-bearing deposits | 3,632,286,000 | 3,725,853,000 | 3,995,470,000 | 4,344,618,000 |
| Noninterest-bearing deposits | 1,058,625,000 | 1,120,756,000 | 944,037,000 | 1,307,981,000 |
| Equity capital | 557,908,000 | 549,546,000 | 569,274,000 | 581,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 85,680,000 | 169,119,000 | 253,842,000 | 338,990,000 |
| Interest expense | 39,941,000 | 77,370,000 | 114,874,000 | 150,790,000 |
| Net interest income | 45,739,000 | 91,749,000 | 138,968,000 | 188,200,000 |
| Noninterest income | 57,854,000 | 120,713,000 | 186,272,000 | 248,328,000 |
| Noninterest expense | 84,213,000 | 169,504,000 | 253,801,000 | 347,102,000 |
| Provision for loan losses | 1,500,000 | 3,500,000 | 6,250,000 | 8,720,000 |
| Pretax income | 17,889,000 | 39,459,000 | 65,190,000 | 81,396,000 |
| Income tax | 5,197,000 | 11,585,000 | 19,252,000 | 23,587,000 |
| Net income | 12,692,000 | 27,874,000 | 45,938,000 | 57,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 526,896,000 | 529,645,000 | 532,631,000 | 533,871,000 |
| Total capital | 563,109,000 | 566,292,000 | 570,000,000 | 571,547,000 |
| Risk-weighted assets | 4,421,299,000 | 4,551,561,000 | 4,509,596,000 | 4,712,995,000 |