Call reports 2006
UMB BANK, NATIONAL ASSOCIATION — 2006
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 6,519,814,000 | 6,534,066,000 | 6,240,791,000 | 7,546,220,000 |
| Total loans | 2,872,013,000 | 3,011,742,000 | 3,034,572,000 | 2,977,766,000 |
| Allowance for loan losses | 34,434,000 | 35,765,000 | 34,786,000 | 35,558,000 |
| Securities available for sale | 1,978,745,000 | 1,987,271,000 | 2,045,626,000 | 2,671,335,000 |
| Securities held to maturity | 50,730,000 | 42,570,000 | 43,197,000 | 34,958,000 |
| Trading assets | 62,736,000 | 63,785,000 | 48,160,000 | 52,306,000 |
| Total deposits | 4,978,879,000 | 5,091,140,000 | 4,613,218,000 | 5,266,014,000 |
| Interest-bearing deposits | 3,521,118,000 | 3,618,538,000 | 3,539,496,000 | 3,831,452,000 |
| Noninterest-bearing deposits | 1,457,761,000 | 1,472,602,000 | 1,073,722,000 | 1,434,562,000 |
| Equity capital | 545,107,000 | 539,480,000 | 558,214,000 | 555,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 74,343,000 | 149,918,000 | 230,048,000 | 310,722,000 |
| Interest expense | 29,130,000 | 58,564,000 | 91,751,000 | 127,036,000 |
| Net interest income | 45,213,000 | 91,354,000 | 138,297,000 | 183,686,000 |
| Noninterest income | 52,372,000 | 109,835,000 | 165,763,000 | 222,395,000 |
| Noninterest expense | 78,885,000 | 161,485,000 | 244,785,000 | 328,906,000 |
| Provision for loan losses | 3,000,000 | 6,000,000 | 7,500,000 | 8,500,000 |
| Pretax income | 15,709,000 | 33,788,000 | 51,895,000 | 68,792,000 |
| Income tax | 4,186,000 | 9,109,000 | 13,715,000 | 18,135,000 |
| Net income | 11,523,000 | 24,679,000 | 38,180,000 | 50,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 528,001,000 | 529,943,000 | 531,284,000 | 530,123,000 |
| Total capital | 563,257,000 | 566,660,000 | 567,022,000 | 566,557,000 |
| Risk-weighted assets | 4,230,647,000 | 4,465,659,000 | 4,339,486,000 | 4,564,510,000 |