Call reports 2002
UMB BANK, NATIONAL ASSOCIATION — 2002
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 7,283,890,000 | 6,262,327,000 | 6,187,250,000 | 6,995,685,000 |
| Total loans | 2,277,414,000 | 2,255,804,000 | 2,208,567,000 | 2,223,194,000 |
| Allowance for loan losses | 28,223,000 | 29,989,000 | 29,136,000 | 28,838,000 |
| Securities available for sale | 3,420,149,000 | 2,534,038,000 | 2,328,386,000 | 3,127,887,000 |
| Securities held to maturity | 413,281,000 | 378,920,000 | 365,157,000 | 328,444,000 |
| Trading assets | 59,490,000 | 77,566,000 | 68,380,000 | 71,474,000 |
| Total deposits | 5,341,525,000 | 4,616,244,000 | 4,473,153,000 | 5,188,165,000 |
| Interest-bearing deposits | 2,826,887,000 | 2,323,148,000 | 2,171,382,000 | 2,840,375,000 |
| Noninterest-bearing deposits | 2,514,638,000 | 2,293,096,000 | 2,301,771,000 | 2,347,790,000 |
| Equity capital | 534,195,000 | 553,378,000 | 558,720,000 | 539,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 62,995,000 | 122,668,000 | 177,126,000 | 228,378,000 |
| Interest expense | 18,779,000 | 35,462,000 | 50,628,000 | 63,395,000 |
| Net interest income | 44,216,000 | 87,206,000 | 126,498,000 | 164,983,000 |
| Noninterest income | 51,991,000 | 100,693,000 | 151,087,000 | 199,643,000 |
| Noninterest expense | 77,051,000 | 153,712,000 | 232,187,000 | 308,312,000 |
| Provision for loan losses | 1,800,000 | 3,900,000 | 5,700,000 | 8,780,000 |
| Pretax income | 19,226,000 | 32,227,000 | 41,645,000 | 50,162,000 |
| Income tax | 4,877,000 | 7,611,000 | 9,100,000 | 8,452,000 |
| Net income | 14,349,000 | 24,616,000 | 32,545,000 | 41,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 485,002,000 | 495,648,000 | 498,957,000 | 481,501,000 |
| Total capital | 513,225,000 | 525,637,000 | 528,093,000 | 510,339,000 |
| Risk-weighted assets | 4,141,358,000 | 3,520,013,000 | 3,409,049,000 | 3,503,719,000 |