Call reports 2001
UMB BANK, NATIONAL ASSOCIATION — 2001
What UMB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 6,032,084,000 | 6,254,791,000 | 6,273,471,000 | 7,711,941,000 |
| Total loans | 2,535,895,000 | 2,461,513,000 | 2,511,461,000 | 2,358,998,000 |
| Allowance for loan losses | 24,516,000 | 27,611,000 | 27,020,000 | 27,064,000 |
| Securities available for sale | 1,794,586,000 | 2,126,274,000 | 2,017,251,000 | 3,444,962,000 |
| Securities held to maturity | 532,139,000 | 498,337,000 | 473,629,000 | 442,911,000 |
| Trading assets | 77,559,000 | 74,597,000 | 77,990,000 | 83,128,000 |
| Total deposits | 4,330,505,000 | 4,632,442,000 | 4,755,675,000 | 5,743,501,000 |
| Interest-bearing deposits | 2,803,163,000 | 3,061,381,000 | 2,241,893,000 | 2,966,808,000 |
| Noninterest-bearing deposits | 1,527,342,000 | 1,571,061,000 | 2,513,782,000 | 2,776,693,000 |
| Equity capital | 535,443,000 | 550,522,000 | 572,283,000 | 527,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 87,131,000 | 166,821,000 | 242,352,000 | 308,050,000 |
| Interest expense | 40,147,000 | 72,498,000 | 101,168,000 | 121,351,000 |
| Net interest income | 46,984,000 | 94,323,000 | 141,184,000 | 186,699,000 |
| Noninterest income | 48,061,000 | 97,261,000 | 145,162,000 | 193,585,000 |
| Noninterest expense | 74,389,000 | 149,151,000 | 224,807,000 | 304,112,000 |
| Provision for loan losses | 1,500,000 | 4,721,000 | 6,421,000 | 8,421,000 |
| Pretax income | 19,157,000 | 37,713,000 | 56,270,000 | 69,106,000 |
| Income tax | 5,143,000 | 10,254,000 | 15,550,000 | 18,143,000 |
| Net income | 14,014,000 | 27,459,000 | 40,720,000 | 50,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 527,601,000 | 494,405,000 | 508,723,000 | 470,215,000 |
| Total capital | 552,117,000 | 522,016,000 | 535,743,000 | 497,279,000 |
| Risk-weighted assets | 3,758,751,000 | 3,944,738,000 | 3,778,162,000 | 4,090,031,000 |