Call reports 2016
PATRIOT BANK — 2016
What PATRIOT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 148,027,000 | 154,819,000 | 144,596,000 | 155,006,000 |
| Total loans | 110,933,000 | 117,146,000 | 118,878,000 | 129,289,000 |
| Allowance for loan losses | 1,185,000 | 1,191,000 | 1,205,000 | 1,207,000 |
| Securities available for sale | 4,512,000 | 5,522,000 | 4,957,000 | 4,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,994,000 | 135,090,000 | 121,620,000 | 126,217,000 |
| Interest-bearing deposits | 105,221,000 | 107,805,000 | 95,391,000 | 100,557,000 |
| Noninterest-bearing deposits | 23,772,000 | 27,286,000 | 26,229,000 | 25,660,000 |
| Equity capital | 17,564,000 | 18,405,000 | 18,699,000 | 18,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,447,000 | 2,928,000 | 4,453,000 | 6,019,000 |
| Interest expense | 198,000 | 395,000 | 567,000 | 735,000 |
| Net interest income | 1,249,000 | 2,533,000 | 3,886,000 | 5,284,000 |
| Noninterest income | 43,000 | 118,000 | 189,000 | 271,000 |
| Noninterest expense | 905,000 | 1,821,000 | 2,765,000 | 3,687,000 |
| Provision for loan losses | 6,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 381,000 | 820,000 | 1,300,000 | 1,858,000 |
| Income tax | 146,000 | 313,000 | 496,000 | 707,000 |
| Net income | 235,000 | 507,000 | 804,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,480,000 | 15,158,000 | 15,639,000 | 16,124,000 |
| Total capital | 14,665,000 | 16,349,000 | 16,844,000 | 17,331,000 |
| Risk-weighted assets | 121,572,000 | 128,733,000 | 129,599,000 | 139,906,000 |