Call reports 2015
PATRIOT BANK — 2015
What PATRIOT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 136,455,000 | 129,794,000 | 137,626,000 | 142,568,000 |
| Total loans | 101,498,000 | 103,894,000 | 106,468,000 | 105,326,000 |
| Allowance for loan losses | 1,291,000 | 1,293,000 | 1,282,000 | 1,217,000 |
| Securities available for sale | 3,820,000 | 4,207,000 | 3,659,000 | 5,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,024,000 | 110,739,000 | 120,354,000 | 125,270,000 |
| Interest-bearing deposits | 94,160,000 | 89,800,000 | 98,524,000 | 103,201,000 |
| Noninterest-bearing deposits | 24,865,000 | 20,940,000 | 21,830,000 | 22,070,000 |
| Equity capital | 15,386,000 | 15,535,000 | 15,713,000 | 15,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,341,000 | 2,738,000 | 4,140,000 | 5,556,000 |
| Interest expense | 161,000 | 321,000 | 497,000 | 685,000 |
| Net interest income | 1,180,000 | 2,417,000 | 3,643,000 | 4,871,000 |
| Noninterest income | 4,000 | 69,000 | 46,000 | -116,000 |
| Noninterest expense | 1,008,000 | 1,983,000 | 2,944,000 | 3,706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 436,000 | 678,000 | 982,000 |
| Income tax | 69,000 | 169,000 | 263,000 | 380,000 |
| Net income | 107,000 | 267,000 | 415,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,844,000 | 11,782,000 | 12,045,000 | 12,361,000 |
| Total capital | 12,814,000 | 13,075,000 | 13,327,000 | 13,578,000 |
| Risk-weighted assets | 112,428,000 | 112,814,000 | 114,952,000 | 115,234,000 |