Call reports 2014
PATRIOT BANK — 2014
What PATRIOT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 121,035,000 | 125,423,000 | 130,699,000 | 131,743,000 |
| Total loans | 95,232,000 | 98,049,000 | 96,489,000 | 99,962,000 |
| Allowance for loan losses | 1,300,000 | 1,322,000 | 1,289,000 | 1,291,000 |
| Securities available for sale | 3,931,000 | 3,953,000 | 3,859,000 | 3,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,647,000 | 108,395,000 | 113,453,000 | 114,271,000 |
| Interest-bearing deposits | 85,954,000 | 88,544,000 | 93,833,000 | 94,814,000 |
| Noninterest-bearing deposits | 18,693,000 | 19,851,000 | 19,621,000 | 19,457,000 |
| Equity capital | 15,291,000 | 15,416,000 | 15,496,000 | 15,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,627,000 | 3,966,000 | 5,311,000 |
| Interest expense | 145,000 | 286,000 | 443,000 | 608,000 |
| Net interest income | 1,143,000 | 2,341,000 | 3,523,000 | 4,703,000 |
| Noninterest income | -27,000 | -6,000 | -106,000 | -447,000 |
| Noninterest expense | 922,000 | 1,988,000 | 2,943,000 | 3,658,000 |
| Provision for loan losses | 57,000 | 57,000 | 57,000 | 57,000 |
| Pretax income | 137,000 | 290,000 | 417,000 | 508,000 |
| Income tax | 52,000 | 110,000 | 160,000 | 202,000 |
| Net income | 85,000 | 180,000 | 257,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,557,000 | 10,729,000 | 10,860,000 | 10,994,000 |
| Total capital | 12,536,000 | 12,730,000 | 12,825,000 | 12,964,000 |
| Risk-weighted assets | 105,190,000 | 107,004,000 | 105,495,000 | 109,937,000 |