Call reports 2013
PATRIOT BANK — 2013
What PATRIOT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 122,654,000 | 121,115,000 | 124,657,000 | 121,809,000 |
| Total loans | 86,494,000 | 90,815,000 | 93,772,000 | 93,214,000 |
| Allowance for loan losses | 1,166,000 | 1,233,000 | 1,324,000 | 1,240,000 |
| Securities available for sale | 4,372,000 | 4,108,000 | 4,035,000 | 3,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,666,000 | 105,421,000 | 108,500,000 | 103,172,000 |
| Interest-bearing deposits | 87,741,000 | 87,885,000 | 90,743,000 | 86,777,000 |
| Noninterest-bearing deposits | 18,925,000 | 17,535,000 | 17,758,000 | 16,395,000 |
| Equity capital | 14,975,000 | 14,745,000 | 14,927,000 | 15,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,188,000 | 2,428,000 | 3,716,000 | 5,021,000 |
| Interest expense | 197,000 | 393,000 | 578,000 | 751,000 |
| Net interest income | 991,000 | 2,035,000 | 3,138,000 | 4,270,000 |
| Noninterest income | -118,000 | -111,000 | 110,000 | 184,000 |
| Noninterest expense | 930,000 | 1,872,000 | 2,835,000 | 3,762,000 |
| Provision for loan losses | 302,000 | 628,000 | 707,000 | 561,000 |
| Pretax income | -359,000 | -576,000 | -294,000 | 131,000 |
| Income tax | -133,000 | -215,000 | -108,000 | 52,000 |
| Net income | -226,000 | -361,000 | -186,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,969,000 | 9,696,000 | 9,983,000 | 10,401,000 |
| Total capital | 11,814,000 | 11,608,000 | 11,947,000 | 12,320,000 |
| Risk-weighted assets | 94,578,000 | 99,685,000 | 102,712,000 | 103,699,000 |