Call reports 2012
PATRIOT BANK — 2012
What PATRIOT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 121,404,000 | 121,101,000 | 119,913,000 | 120,124,000 |
| Total loans | 95,643,000 | 93,567,000 | 88,411,000 | 87,007,000 |
| Allowance for loan losses | 1,565,000 | 1,931,000 | 1,266,000 | 1,401,000 |
| Securities available for sale | 4,048,000 | 3,167,000 | 4,633,000 | 4,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,817,000 | 103,505,000 | 103,232,000 | 103,838,000 |
| Interest-bearing deposits | 90,114,000 | 91,243,000 | 86,845,000 | 87,463,000 |
| Noninterest-bearing deposits | 13,704,000 | 12,262,000 | 16,387,000 | 16,376,000 |
| Equity capital | 15,412,000 | 15,292,000 | 15,335,000 | 15,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,422,000 | 2,808,000 | 4,119,000 | 5,402,000 |
| Interest expense | 229,000 | 458,000 | 668,000 | 865,000 |
| Net interest income | 1,193,000 | 2,350,000 | 3,451,000 | 4,537,000 |
| Noninterest income | 38,000 | 60,000 | 45,000 | 98,000 |
| Noninterest expense | 905,000 | 1,836,000 | 2,742,000 | 3,904,000 |
| Provision for loan losses | 185,000 | 638,000 | 785,000 | 970,000 |
| Pretax income | 141,000 | -61,000 | -28,000 | -236,000 |
| Income tax | 54,000 | -18,000 | -3,000 | -76,000 |
| Net income | 87,000 | -43,000 | -25,000 | -160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,671,000 | 10,480,000 | 10,531,000 | 10,332,000 |
| Total capital | 12,627,000 | 12,413,000 | 12,446,000 | 12,190,000 |
| Risk-weighted assets | 101,866,000 | 99,675,000 | 98,772,000 | 94,135,000 |