Call reports 2011
PATRIOT BANK — 2011
What PATRIOT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 133,651,000 | 126,797,000 | 124,221,000 | 121,929,000 |
| Total loans | 101,521,000 | 101,062,000 | 97,030,000 | 94,466,000 |
| Allowance for loan losses | 2,104,000 | 2,064,000 | 1,880,000 | 1,448,000 |
| Securities available for sale | 8,017,000 | 5,512,000 | 3,641,000 | 3,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,621,000 | 103,820,000 | 102,574,000 | 98,726,000 |
| Interest-bearing deposits | 99,108,000 | 93,446,000 | 90,691,000 | 86,995,000 |
| Noninterest-bearing deposits | 11,513,000 | 10,374,000 | 11,883,000 | 11,731,000 |
| Equity capital | 15,843,000 | 15,646,000 | 15,263,000 | 15,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,639,000 | 3,184,000 | 4,698,000 | 6,188,000 |
| Interest expense | 379,000 | 706,000 | 978,000 | 1,221,000 |
| Net interest income | 1,260,000 | 2,478,000 | 3,720,000 | 4,967,000 |
| Noninterest income | 16,000 | -259,000 | -575,000 | -539,000 |
| Noninterest expense | 1,172,000 | 2,343,000 | 3,393,000 | 4,441,000 |
| Provision for loan losses | 77,000 | 398,000 | 873,000 | 993,000 |
| Pretax income | 27,000 | -481,000 | -1,103,000 | -988,000 |
| Income tax | 15,000 | -169,000 | -407,000 | -363,000 |
| Net income | 12,000 | -312,000 | -696,000 | -625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,779,000 | 11,043,000 | 10,419,000 | 10,523,000 |
| Total capital | 13,496,000 | 13,085,000 | 12,401,000 | 12,481,000 |
| Risk-weighted assets | 110,472,000 | 109,165,000 | 104,255,000 | 102,193,000 |