Call reports 2010
PATRIOT BANK — 2010
What PATRIOT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 126,727,000 | 131,893,000 | 139,987,000 | 134,651,000 |
| Total loans | 98,453,000 | 89,775,000 | 97,645,000 | 103,739,000 |
| Allowance for loan losses | 2,021,000 | 2,007,000 | 1,717,000 | 2,288,000 |
| Securities available for sale | 9,622,000 | 10,100,000 | 8,537,000 | 8,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,067,000 | 106,538,000 | 114,578,000 | 109,755,000 |
| Interest-bearing deposits | 90,029,000 | 95,459,000 | 103,992,000 | 100,529,000 |
| Noninterest-bearing deposits | 11,038,000 | 11,080,000 | 10,586,000 | 9,226,000 |
| Equity capital | 15,058,000 | 16,279,000 | 16,679,000 | 15,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,600,000 | 3,081,000 | 4,659,000 | 6,259,000 |
| Interest expense | 488,000 | 941,000 | 1,384,000 | 1,807,000 |
| Net interest income | 1,112,000 | 2,140,000 | 3,275,000 | 4,452,000 |
| Noninterest income | 70,000 | 140,000 | 217,000 | -171,000 |
| Noninterest expense | 1,086,000 | 2,135,000 | 3,218,000 | 4,385,000 |
| Provision for loan losses | 0 | 0 | 108,000 | 858,000 |
| Pretax income | 167,000 | 216,000 | 237,000 | -788,000 |
| Income tax | 0 | 14,000 | 27,000 | -276,000 |
| Net income | 167,000 | 202,000 | 210,000 | -512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,199,000 | 9,811,000 | 10,096,000 | 8,893,000 |
| Total capital | 12,929,000 | 14,037,000 | 14,532,000 | 13,368,000 |
| Risk-weighted assets | 108,004,000 | 100,268,000 | 110,249,000 | 113,452,000 |