Call reports 2008

PATRIOT BANK — 2008

Name: PATRIOT BANK — FFIEC call report 2008
Creator: PATRIOT BANK

What PATRIOT BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f5cff428-7ecb-481c-8e05-da5d71228dc0/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	111,843,000	107,943,000	103,566,000	106,074,000
Total loans	68,916,000	77,379,000	81,530,000	82,947,000
Allowance for loan losses	711,000	891,000	930,000	1,921,000
Securities available for sale	9,580,000	8,585,000	8,281,000	8,082,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	94,602,000	90,932,000	83,624,000	85,307,000
Interest-bearing deposits	86,256,000	82,187,000	77,522,000	78,677,000
Noninterest-bearing deposits	8,346,000	8,745,000	6,102,000	6,631,000
Equity capital	13,558,000	13,295,000	13,247,000	11,832,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	1,403,000	2,861,000	4,341,000	5,751,000
Interest expense	687,000	1,328,000	1,916,000	2,478,000
Net interest income	716,000	1,533,000	2,425,000	3,273,000
Noninterest income	34,000	72,000	131,000	-4,000
Noninterest expense	981,000	1,969,000	3,055,000	4,045,000
Provision for loan losses	94,000	222,000	284,000	2,584,000
Pretax income	-325,000	-586,000	-783,000	-3,360,000
Income tax	-120,000	-216,000	-288,000	-1,251,000
Net income	-205,000	-370,000	-495,000	-2,109,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	12,007,000	11,687,000	11,446,000	8,875,000
Total capital	12,718,000	12,577,000	12,376,000	10,044,000
Risk-weighted assets	82,638,000	88,741,000	91,628,000	92,202,000