Call reports 2004
PATRIOT BANK — 2004
What PATRIOT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q4 |
|---|---|
| Total assets | 12,847,000 |
| Total loans | 2,746,000 |
| Allowance for loan losses | 35,000 |
| Securities available for sale | 4,850,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 3,393,000 |
| Interest-bearing deposits | 2,682,000 |
| Noninterest-bearing deposits | 711,000 |
| Equity capital | 9,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q4 |
|---|---|
| Interest income | 76,000 |
| Interest expense | 4,000 |
| Net interest income | 72,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 268,000 |
| Provision for loan losses | 35,000 |
| Pretax income | -230,000 |
| Income tax | -86,000 |
| Net income | -144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q4 |
|---|---|
| Tier 1 capital | 9,474,000 |
| Total capital | 9,509,000 |
| Risk-weighted assets | 4,467,000 |