Call report 2026Q2 · Schedule RC-C Part I

CITIZENS BANK, NATIONAL ASSOCIATION — Schedule RC-C Part I — Loans and Leases, 2026Q2

Name: CITIZENS BANK, NATIONAL ASSOCIATION — Schedule RC-C Part I — Loans and Leases, 2026Q2
Creator: CITIZENS BANK, NATIONAL ASSOCIATION
License: https://www.usa.gov/government-works

The loan book by category: real estate (construction, farmland, 1-4 family, multifamily, commercial), commercial and industrial, consumer, agricultural and lease financing. The first place to see what a bank actually lends against.

PERIOD: 2026Q2SOURCE: FFIEC Call Report, RCCI117 items, each source-linked

Cite: FACTANKER, https://factanker.com/entity/f5ccbed3-0b2b-4984-b3fb-ddce3e749ab9/2026Q2/rc-c-part-i

What stands out

CITIZENS BANK, NATIONAL ASSOCIATION filed 117 items on Schedule RC-C Part I for 2026Q2. The largest amount is $149.24B for “Tot Lns&lease Less Unearn Inc On Lns”, 64.2 % of total assets. Next come “Tot Lns&lease Less Unearn Inc On Lns” at $149.24B and “Other Lns&leases Mat 3 Months Or Les” at $80.10B. 34 of the 117 items are reported as zero — the line exists on the form, the bank has no such position. Dollar amounts are as filed, in thousands of USD; counts, dates and ratios keep their own units. Every value links to its fact record with the filing it came from.

Schedule RC-C Part I — Loans and Leases

Item	MDRM	Value as filed	Source
R.e. Loans-farmland	RCFD1420	0	evidence →
R.e. Loans Multi-family	RCFD1460	8,035,594	evidence →
Loans For Purchasing Securities	RCFD1545	406,008	evidence →
Loans To Finance Agricultural Prod	RCFD1590	0	evidence →
C&I Loans, U.s. Addressees	RCFD1763	26,763,298	evidence →
C&I Loans, Non-u.s. Addressees	RCFD1764	1,278,009	evidence →
Revolving, Open-end Lns Secd By 1-4f	RCFD1797	20,105,829	evidence →
Lns To Fgn Govts & Official Inst	RCFD2081	0	evidence →
Oblgs Of St&political Subdvs In U.s.	RCFD2107	3,694	evidence →
Tot Lns&lease Less Unearn Inc On Lns	RCFD2122	149,243,774	evidence →
Unearned Income On Loans	RCFD2123	0	evidence →
Lns To Finc Commcl Re,constrc&ld Dev	RCFD2746	2,136,043	evidence →
All Oth Lns Secd By 1-4fmly-1st Lien	RCFD5367	37,427,195	evidence →
All Oth Lns Secd By 1-4fmly-jr Liens	RCFD5368	80,692	evidence →
Fxd&fltg Rt Lns&leases Mat 1 Yr Or L	RCFDA247	22,325,718	evidence →
Other Lns&leases Mat 3 Months Or Les	RCFDA570	80,096,482	evidence →
Other Lns&leases Mat Over 3-12 Month	RCFDA571	3,204,217	evidence →
Other Lns&leases Mat Ovr 1 - 3 Yrs	RCFDA572	6,926,752	evidence →
Other Lns&leases Mat Ovr 3 - 5 Yrs	RCFDA573	5,275,182	evidence →
Other Lns&leases Mat Ovr 5 - 15 Yrs	RCFDA574	12,213,419	evidence →
Other Lns&leases Maturity Over 15 Yr	RCFDA575	2,891,006	evidence →
Lns To U.s. Brnches&agncies Frgn Bks	RCFDB532	0	evidence →
Lns To Other Commrcl Bks In The U.s.	RCFDB533	73	evidence →
Lns To Oth Depstry Institns In U.s.	RCFDB534	0	evidence →
Lns To Frgn Brnches Of Oth U.s. Bnks	RCFDB536	0	evidence →
Lns To Oth Bnks In Foreign Countries	RCFDB537	134,102	evidence →
Credit Cards Loans	RCFDB538	1,905,087	evidence →
Other Revolving Credit Plan Loans	RCFDB539	559,640	evidence →
Lns Sec By Real Estate Non-us	RCFDB837	23,972	evidence →
Otstdng Cred CD Fees & Fin Chgs	RCFDC391	62,429	evidence →
Ln Secured By 1-4 Fam Res Constructi	RCFDF158	746,157	evidence →
Ln Secured By Othr Cnstrctn Ln & La	RCFDF159	3,999,797	evidence →
Ln Secured By Owner Occpd Nonfarm No	RCFDF160	4,001,837	evidence →
Ln Secured By Othr Nonfarm Nonres Pr	RCFDF161	10,166,073	evidence →
Lease To Indvdl For Hsehld, Fmly & P	RCFDF162	0	evidence →
All Othr Lease Financing Receivables	RCFDF163	1,059,923	evidence →
Fv Ln Lease Acquisition Ln Scty By R	RCFDG091	0	evidence →
Gross Contract Rcvbl Ln Scty By RE	RCFDG092	0	evidence →
Best Est At Acquisition Dt Ln Scty B	RCFDG093	0	evidence →
Fv Ln Lease Acquisition Cmrl And Ind	RCFDG094	0	evidence →
Gross Contract Rcvbl Cmrl And Ind Ln	RCFDG095	0	evidence →
Best Est At Acquisition Dt Cmrl Ind	RCFDG096	0	evidence →
Fv Ln Lease Acquisition Ln To Ind Hh	RCFDG097	0	evidence →
Gross Contract Rcvbl Ln To Ind Hh Fm	RCFDG098	0	evidence →
Best Est At Acquisition Dt Ln To Ind	RCFDG099	0	evidence →
Fv Ln Lease Acquisition All Othr	RCFDG100	0	evidence →
Gross Contract Rcvbl All Othr Ln Lea	RCFDG101	0	evidence →
Best Est At Acquisition Dt All Othr	RCFDG102	0	evidence →
Pldg Ln And Lease	RCFDG378	72,999,224	evidence →
Total Ln Mod Fin Dfclty	RCFDHK25	1,179,209	evidence →
All Othr Ln (exclude Consumer Ln)	RCFDJ451	462,905	evidence →
Ln Ndep Fncl Inst	RCFDJ454	21,993,287	evidence →
Ln Mod Fin Dfclty House Family Credi	RCFDK098	0	evidence →
Ln To Ind Hh Othr Auto Ln	RCFDK137	1,372,218	evidence →
Ln Mod Fin Dfclty Cmrl US Adr	RCFDK163	311,675	evidence →
Ln Mod Fin Dfclty Cmrl Nonus Adr	RCFDK164	0	evidence →
Ln Mod Fin Dfclty All Othr Ln	RCFDK165	21,585	evidence →
Itemize Ln Mod Fin Dfclty Ln Fi Agri	RCFDK168	0	evidence →
Ln Mod Fin Dfclty House Family Auto	RCFDK203	0	evidence →
Ln Mod Fin Dfclty House Family Othr	RCFDK204	0	evidence →
Ln To Ind Hh Othr Auto Ln	RCFDK207	8,742,356	evidence →
Loans to mortgage credit intermediar	RCFDPV05	304,607	evidence →
Loans to business credit intermediar	RCFDPV06	6,133,488	evidence →
Loans to private equity funds -- Con	RCFDPV07	9,774,410	evidence →
Loans to consumer credit intermediar	RCFDPV08	1,142,705	evidence →
Other loans to nondepository financi	RCFDPV09	4,638,077	evidence →
R.e. Loans-farmland	RCON1420	0	evidence →
R.e. Loans Multi-family	RCON1460	8,035,594	evidence →
Loans For Purchasing Securities	RCON1545	406,008	evidence →
Loans To Finance Agricultural Prod	RCON1590	0	evidence →
C&I Loans, U.s. Addressees	RCON1763	26,763,298	evidence →
C&I Loans, Non-u.s. Addressees	RCON1764	1,278,009	evidence →
Revolving, Open-end Lns Secd By 1-4f	RCON1797	20,105,829	evidence →
Lns To Fgn Govts & Official Inst	RCON2081	0	evidence →
Oblgs Of St&political Subdvs In U.s.	RCON2107	3,694	evidence →
Tot Lns&lease Less Unearn Inc On Lns	RCON2122	149,243,774	evidence →
Unearned Income On Loans	RCON2123	0	evidence →
Lease Financing Receivables	RCON2165	1,059,923	evidence →
All Oth Lns Secd By 1-4fmly-1st Lien	RCON5367	37,427,195	evidence →
All Oth Lns Secd By 1-4fmly-jr Liens	RCON5368	80,692	evidence →
Adjtbl Rate Closed-end Lns Secd By 1	RCON5370	17,984,352	evidence →
Clsd-end Lns Secd 1st Liens 3 Mos Le	RCONA564	1,460,329	evidence →
Clsd-end Lns Secd 1st Liens Ov3-12 M	RCONA565	1,073,943	evidence →
Clsd-end Lns Secd 1st Liens Ov 1-3 Y	RCONA566	2,117,986	evidence →
Clsd-end Lns Secd 1st Liens Ov 3-5 Y	RCONA567	5,346,695	evidence →
Clsd-end Lns Secd 1st Liens Ovr 15 Y	RCONA568	10,485,552	evidence →
Loans Secd By RE Mat Over 15 Years	RCONA569	16,716,869	evidence →
Loans To Com Banks In The U.s.-derv	RCONB531	73	evidence →
Lns To Oth Depstry Institns In U.s.	RCONB534	0	evidence →
Loans To Bnks In Fgn Coun - Derived	RCONB535	134,102	evidence →
Credit Cards Loans	RCONB538	1,905,087	evidence →
Other Revolving Credit Plan Loans	RCONB539	559,640	evidence →
Ln Secured By 1-4 Fam Res Constructi	RCONF158	746,157	evidence →
Ln Secured By Othr Cnstrctn Ln & La	RCONF159	3,999,797	evidence →
Ln Secured By Owner Occpd Nonfarm No	RCONF160	4,001,837	evidence →
Ln Secured By Othr Nonfarm Nonres Pr	RCONF161	10,166,073	evidence →
Total Carry Amt Of Cls-end Ln Neg Am	RCONF230	2,578	evidence →
Ln Mod Fin Dfclty Sec 1-4 Res Prop I	RCONF576	79,392	evidence →
Ln Sec 1-4 Res Prop In Proc Of Fcls	RCONF577	345,923	evidence →
Cnstrctn Dev & Othr Amt Ln Int Rsrv	RCONG376	0	evidence →
All Othr Ln (exclude Consumer Ln)	RCONJ451	462,905	evidence →
Ln Ndep Fncl Inst	RCONJ454	21,993,287	evidence →
Ln To Ind Hh Othr Auto Ln	RCONK137	1,372,218	evidence →
Ln Mod Fin Dfclty Cnst Land Dev 1-4	RCONK158	0	evidence →
Ln Mod Fin Dfclty Cnst Land Dev Othr	RCONK159	177,217	evidence →
Ln Mod Fin Dfclty Cnst Land Dev Mult	RCONK160	40,327	evidence →
Ln Mod Fin Dfclty Land Dev Nfarm Nre	RCONK161	9,260	evidence →
Ln Mod Fin Dfclty Land Dev Nfarm Nre	RCONK162	539,753	evidence →
Itemize Ln Mod Fin Dfclty Ln Scd Far	RCONK166	0	evidence →
Ln To Ind Hh Othr Auto Ln	RCONK207	8,742,356	evidence →
Revolving, open-end lines of credit	RCONLE75	1,078,106	evidence →
Loans to mortgage credit intermediar	RCONPV05	304,607	evidence →
Loans to business credit intermediar	RCONPV06	6,133,488	evidence →
Loans to private equity funds -- Con	RCONPV07	9,774,410	evidence →
Loans to consumer credit intermediar	RCONPV08	1,142,705	evidence →
Other loans to nondepository financi	RCONPV09	4,638,077	evidence →
Cnstrctn Dev & Othr Amt Int Cap	RIADG377	0	evidence →

Other schedules of this call report

27 further schedules filed by CITIZENS BANK, NATIONAL ASSOCIATION for 2026Q2.

Schedule RC — Balance Sheet 40 items
Schedule RC-A — Cash and Balances Due from Depository Institutions 11 items
Schedule RC-B — Securities 147 items
Schedule RC-C Part II — Loans to Small Businesses and Small Farms 24 items
Schedule RC-D — Trading Assets and Liabilities 25 items
Schedule RC-E — Deposit Liabilities 50 items
Schedule RC-E Part I — Deposits in Domestic Offices 4 items
Schedule RC-F — Other Assets 9 items
Schedule RC-G — Other Liabilities 13 items
Schedule RC-K — Quarterly Averages 21 items
Schedule RC-L — Derivatives and Off-Balance-Sheet Items 157 items
Schedule RC-M — Memoranda 32 items
Schedule RC-N — Past Due and Nonaccrual Loans, Leases, and Other Assets 142 items
Schedule RC-O — Other Data for Deposit Insurance Assessments 39 items
Schedule RC-P — 1-4 Family Residential Mortgage Banking Activities 7 items
Schedule RC-Q — Assets and Liabilities Measured at Fair Value 99 items
Schedule RC-R Part I — Regulatory Capital Components and Ratios 44 items
Schedule RC-R Part II — Risk-Weighted Assets 371 items
Schedule RC-S — Servicing, Securitization, and Asset Sale Activities 75 items
Schedule RC-T — Fiduciary and Related Services 60 items
Schedule RC-V — Variable Interest Entities 20 items
Schedule RI — Income Statement 87 items
Schedule RI-A — Changes in Bank Equity Capital 11 items
Schedule RI-B Part I — Charge-offs and Recoveries on Loans and Leases 45 items
Schedule RI-B Part II — Changes in Allowances for Credit Losses 26 items
Schedule RI-C — Disaggregated Data on the Allowance for Loan and Lease Losses 20 items
Schedule RI-E — Explanations 20 items

Call report 2026Q2, headline measures →CITIZENS BANK, NATIONAL ASSOCIATION →

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