Call reports 2026
CITIZENS BANK, NATIONAL ASSOCIATION — 2026
What CITIZENS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 227,134,099,000 | 232,517,438,000 |
| Total loans | 145,521,403,000 | 149,243,774,000 |
| Allowance for loan losses | 1,958,158,000 | 1,969,005,000 |
| Securities available for sale | 36,360,980,000 | 37,447,612,000 |
| Securities held to maturity | 7,800,052,000 | 7,637,766,000 |
| Trading assets | 887,867,000 | 658,950,000 |
| Total deposits | 186,851,400,000 | 188,731,766,000 |
| Interest-bearing deposits | 142,642,344,000 | 144,872,530,000 |
| Noninterest-bearing deposits | 44,209,056,000 | 43,859,236,000 |
| Equity capital | 26,651,224,000 | 26,478,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,419,321,000 | 4,958,210,000 |
| Interest expense | 816,779,000 | 1,686,695,000 |
| Net interest income | 1,602,542,000 | 3,271,515,000 |
| Noninterest income | 515,100,000 | 1,073,404,000 |
| Noninterest expense | 1,306,892,000 | 2,633,448,000 |
| Provision for loan losses | 153,938,000 | 300,274,000 |
| Pretax income | 677,922,000 | 1,450,647,000 |
| Income tax | 144,542,000 | 317,121,000 |
| Net income | 533,380,000 | 1,133,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,870,886,000 | 20,868,060,000 |
| Total capital | 24,083,877,000 | 24,074,347,000 |
| Risk-weighted assets | 172,258,706,000 | 175,098,497,000 |