Call reports 2026
FIRST CREDIT BANK — 2026
What FIRST CREDIT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 504,745,000 | 515,839,000 |
| Total loans | 393,480,000 | 408,960,000 |
| Allowance for loan losses | 10,693,000 | 10,099,000 |
| Securities available for sale | 7,213,000 | 8,271,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 257,910,000 | 265,294,000 |
| Interest-bearing deposits | 238,977,000 | 244,868,000 |
| Noninterest-bearing deposits | 18,933,000 | 20,426,000 |
| Equity capital | 238,909,000 | 241,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,364,000 | 19,297,000 |
| Interest expense | 1,953,000 | 4,001,000 |
| Net interest income | 7,411,000 | 15,296,000 |
| Noninterest income | 42,000 | 76,000 |
| Noninterest expense | 1,555,000 | 3,719,000 |
| Provision for loan losses | 475,000 | -119,000 |
| Pretax income | 4,826,000 | 11,654,000 |
| Income tax | 244,000 | 587,000 |
| Net income | 4,582,000 | 11,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 238,831,000 | 241,180,000 |
| Total capital | 244,572,000 | 247,538,000 |
| Risk-weighted assets | 453,629,000 | 504,650,000 |