Call report 2025Q4
FIRST CREDIT BANK — 2025Q4
The 22 measures FIRST CREDIT BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 500,519,000 | USD | evidence → |
| Total loans | 388,830,000 | USD | evidence → |
| Allowance for loan losses | 10,218,000 | USD | evidence → |
| Securities available for sale | 6,448,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 259,394,000 | USD | evidence → |
| Interest-bearing deposits | 221,322,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,072,000 | USD | evidence → |
| Equity capital | 234,573,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,616,000 | USD | evidence → |
| Interest expense | 9,552,000 | USD | evidence → |
| Net interest income | 33,064,000 | USD | evidence → |
| Noninterest income | 196,000 | USD | evidence → |
| Noninterest expense | 6,247,000 | USD | evidence → |
| Provision for loan losses | -3,722,000 | USD | evidence → |
| Pretax income | 31,471,000 | USD | evidence → |
| Income tax | 622,000 | USD | evidence → |
| Net income | 30,849,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 234,249,000 | USD | evidence → |
| Total capital | 240,271,000 | USD | evidence → |
| Risk-weighted assets | 477,413,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about FIRST CREDIT BANK — 2025Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.