Call reports 2020
FIRST CREDIT BANK — 2020
What FIRST CREDIT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 420,823,000 | 418,112,000 | 412,451,000 | 439,042,000 |
| Total loans | 279,216,000 | 246,163,000 | 243,758,000 | 305,057,000 |
| Allowance for loan losses | 7,158,000 | 7,158,000 | 7,158,000 | 7,988,000 |
| Securities available for sale | 19,296,000 | 15,092,000 | 15,246,000 | 14,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,574,000 | 217,538,000 | 209,887,000 | 239,818,000 |
| Interest-bearing deposits | 194,067,000 | 192,649,000 | 156,474,000 | 171,708,000 |
| Noninterest-bearing deposits | 29,507,000 | 24,889,000 | 53,413,000 | 68,110,000 |
| Equity capital | 190,443,000 | 192,515,000 | 194,013,000 | 195,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,422,000 | 12,018,000 | 17,301,000 | 22,902,000 |
| Interest expense | 931,000 | 1,710,000 | 2,313,000 | 2,787,000 |
| Net interest income | 5,491,000 | 10,308,000 | 14,988,000 | 20,115,000 |
| Noninterest income | 7,000 | 20,000 | 25,000 | 30,000 |
| Noninterest expense | 1,165,000 | 1,956,000 | 3,912,000 | 5,432,000 |
| Provision for loan losses | 0 | 0 | 0 | 830,000 |
| Pretax income | 4,349,000 | 8,271,000 | 11,001,000 | 13,781,000 |
| Income tax | 176,000 | 308,000 | 406,000 | 534,000 |
| Net income | 4,173,000 | 7,963,000 | 10,595,000 | 13,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 189,879,000 | 190,990,000 | 192,339,000 | 193,310,000 |
| Total capital | 194,527,000 | 195,154,000 | 196,488,000 | 198,186,000 |
| Risk-weighted assets | 368,576,000 | 329,526,000 | 328,039,000 | 386,050,000 |
Machine access — free, no API key
Every figure shown here about FIRST CREDIT BANK — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.