Call reports 2017
FIRST CREDIT BANK — 2017
What FIRST CREDIT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 502,619,000 | 489,904,000 | 483,552,000 | 460,352,000 |
| Total loans | 393,035,000 | 388,040,000 | 339,351,000 | 318,068,000 |
| Allowance for loan losses | 12,665,000 | 12,665,000 | 12,665,000 | 12,665,000 |
| Securities available for sale | 26,725,000 | 24,435,000 | 24,528,000 | 26,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,931,000 | 300,046,000 | 286,385,000 | 272,814,000 |
| Interest-bearing deposits | 285,070,000 | 273,603,000 | 263,182,000 | 242,694,000 |
| Noninterest-bearing deposits | 27,861,000 | 26,443,000 | 23,203,000 | 30,120,000 |
| Equity capital | 184,729,000 | 183,191,000 | 187,861,000 | 181,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,672,000 | 16,704,000 | 25,679,000 | 33,358,000 |
| Interest expense | 708,000 | 1,433,000 | 2,156,000 | 2,847,000 |
| Net interest income | 7,964,000 | 15,271,000 | 23,523,000 | 30,511,000 |
| Noninterest income | 12,000 | 17,000 | 89,000 | 96,000 |
| Noninterest expense | 823,000 | 1,709,000 | 2,455,000 | 2,923,000 |
| Provision for loan losses | -789,000 | -789,000 | -789,000 | -789,000 |
| Pretax income | 7,942,000 | 14,368,000 | 21,946,000 | 28,473,000 |
| Income tax | 265,000 | 642,000 | 942,000 | 954,000 |
| Net income | 7,677,000 | 13,726,000 | 21,004,000 | 27,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,592,000 | 180,072,000 | 184,671,000 | 177,693,000 |
| Total capital | 187,277,000 | 185,609,000 | 189,664,000 | 182,512,000 |
| Risk-weighted assets | 447,176,000 | 435,282,000 | 391,259,000 | 377,314,000 |