Call reports 2012
FIRST CREDIT BANK — 2012
What FIRST CREDIT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 448,681,000 | 452,201,000 | 428,009,000 | 412,673,000 |
| Total loans | 320,067,000 | 319,176,000 | 321,214,000 | 321,558,000 |
| Allowance for loan losses | 16,750,000 | 16,750,000 | 16,750,000 | 15,000,000 |
| Securities available for sale | 42,989,000 | 44,731,000 | 40,933,000 | 34,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,305,000 | 315,074,000 | 285,800,000 | 272,386,000 |
| Interest-bearing deposits | 298,862,000 | 289,886,000 | 274,624,000 | 260,553,000 |
| Noninterest-bearing deposits | 14,443,000 | 25,188,000 | 11,176,000 | 11,833,000 |
| Equity capital | 131,281,000 | 132,027,000 | 135,117,000 | 137,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,474,000 | 15,255,000 | 22,318,000 | 29,301,000 |
| Interest expense | 920,000 | 1,817,000 | 2,672,000 | 3,485,000 |
| Net interest income | 6,554,000 | 13,438,000 | 19,646,000 | 25,816,000 |
| Noninterest income | 126,000 | 1,614,000 | 2,001,000 | 386,000 |
| Noninterest expense | 1,211,000 | 2,216,000 | 3,366,000 | 4,155,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,750,000 |
| Pretax income | 5,469,000 | 12,861,000 | 18,678,000 | 24,254,000 |
| Income tax | 187,000 | 637,000 | 831,000 | 912,000 |
| Net income | 5,282,000 | 12,224,000 | 17,847,000 | 23,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,956,000 | 129,725,000 | 132,085,000 | 133,578,000 |
| Total capital | 133,922,000 | 134,595,000 | 137,016,000 | 138,555,000 |
| Risk-weighted assets | 379,978,000 | 371,989,000 | 371,186,000 | 374,129,000 |
Machine access — free, no API key
Every figure shown here about FIRST CREDIT BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.