Call reports 2006
FIRST CREDIT BANK — 2006
What FIRST CREDIT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 332,969,000 | 294,762,000 | 316,542,000 | 315,228,000 |
| Total loans | 254,710,000 | 252,319,000 | 266,544,000 | 245,261,000 |
| Allowance for loan losses | 6,684,000 | 6,684,000 | 6,684,000 | 6,704,000 |
| Securities available for sale | 21,288,000 | 2,101,000 | 2,160,000 | 2,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,798,000 | 212,524,000 | 232,267,000 | 231,246,000 |
| Interest-bearing deposits | 243,005,000 | 198,858,000 | 224,863,000 | 221,001,000 |
| Noninterest-bearing deposits | 10,793,000 | 13,666,000 | 7,404,000 | 10,245,000 |
| Equity capital | 74,150,000 | 77,159,000 | 77,905,000 | 79,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,590,000 | 17,123,000 | 23,938,000 | 31,459,000 |
| Interest expense | 2,427,000 | 4,822,000 | 7,358,000 | 10,249,000 |
| Net interest income | 5,163,000 | 12,301,000 | 16,580,000 | 21,210,000 |
| Noninterest income | 57,000 | 102,000 | 217,000 | 256,000 |
| Noninterest expense | 933,000 | 1,586,000 | 2,448,000 | 3,008,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,287,000 | 10,817,000 | 14,349,000 | 18,458,000 |
| Income tax | 169,000 | 340,000 | 555,000 | 698,000 |
| Net income | 4,118,000 | 10,477,000 | 13,794,000 | 17,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,104,000 | 77,100,000 | 77,802,000 | 79,391,000 |
| Total capital | 77,559,000 | 80,510,000 | 81,394,000 | 82,789,000 |
| Risk-weighted assets | 281,892,000 | 269,327,000 | 284,087,000 | 268,356,000 |
Machine access — free, no API key
Every figure shown here about FIRST CREDIT BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.