Call reports 2005
HARRIS BANK AURORA, NATIONAL ASSOCIATION — 2005
What HARRIS BANK AURORA, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 202,478,000 |
| Total loans | 175,218,000 |
| Allowance for loan losses | 1,924,000 |
| Securities available for sale | 14,339,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 167,703,000 |
| Interest-bearing deposits | 143,133,000 |
| Noninterest-bearing deposits | 24,570,000 |
| Equity capital | 13,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 2,331,000 |
| Interest expense | 837,000 |
| Net interest income | 1,494,000 |
| Noninterest income | 457,000 |
| Noninterest expense | 1,492,000 |
| Provision for loan losses | 120,000 |
| Pretax income | 339,000 |
| Income tax | 117,000 |
| Net income | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 13,970,000 |
| Total capital | 18,394,000 |
| Risk-weighted assets | 157,930,000 |