Call reports 2003
HARRIS BANK AURORA, NATIONAL ASSOCIATION — 2003
What HARRIS BANK AURORA, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 185,640,000 | 190,509,000 | 193,170,000 | 191,150,000 |
| Total loans | 146,044,000 | 148,314,000 | 153,590,000 | 158,344,000 |
| Allowance for loan losses | 1,197,000 | 1,306,000 | 1,406,000 | 1,516,000 |
| Securities available for sale | 20,261,000 | 19,482,000 | 20,611,000 | 19,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,048,000 | 165,120,000 | 166,024,000 | 162,491,000 |
| Interest-bearing deposits | 152,672,000 | 144,393,000 | 145,663,000 | 144,094,000 |
| Noninterest-bearing deposits | 9,375,000 | 20,726,000 | 20,361,000 | 18,397,000 |
| Equity capital | 13,166,000 | 13,258,000 | 13,242,000 | 13,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,958,000 | 3,932,000 | 5,891,000 | 7,910,000 |
| Interest expense | 881,000 | 1,751,000 | 2,585,000 | 3,307,000 |
| Net interest income | 1,077,000 | 2,181,000 | 3,306,000 | 4,603,000 |
| Noninterest income | 378,000 | 825,000 | 1,284,000 | 1,687,000 |
| Noninterest expense | 1,349,000 | 2,680,000 | 4,110,000 | 5,766,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 520,000 |
| Pretax income | -14,000 | 86,000 | 120,000 | 7,000 |
| Income tax | -29,000 | -13,000 | -23,000 | -90,000 |
| Net income | 15,000 | 99,000 | 143,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,936,000 | 13,023,000 | 13,071,000 | 13,021,000 |
| Total capital | 15,633,000 | 15,829,000 | 15,977,000 | 17,037,000 |
| Risk-weighted assets | 133,726,000 | 138,142,000 | 144,222,000 | 147,373,000 |