Call reports 2002
HARRIS BANK AURORA, NATIONAL ASSOCIATION — 2002
What HARRIS BANK AURORA, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 122,524,000 | 125,760,000 | 132,178,000 | 182,235,000 |
| Total loans | 82,927,000 | 80,216,000 | 85,384,000 | 117,534,000 |
| Allowance for loan losses | 796,000 | 835,000 | 916,000 | 1,112,000 |
| Securities available for sale | 25,151,000 | 27,114,000 | 26,543,000 | 38,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,840,000 | 111,059,000 | 110,673,000 | 158,087,000 |
| Interest-bearing deposits | 96,323,000 | 99,587,000 | 102,373,000 | 147,842,000 |
| Noninterest-bearing deposits | 10,517,000 | 11,472,000 | 8,301,000 | 10,245,000 |
| Equity capital | 8,949,000 | 9,269,000 | 9,400,000 | 11,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,105,000 | 4,639,000 | 6,374,000 |
| Interest expense | 521,000 | 1,051,000 | 1,605,000 | 2,421,000 |
| Net interest income | 1,023,000 | 2,054,000 | 3,034,000 | 3,953,000 |
| Noninterest income | 328,000 | 668,000 | 1,030,000 | 1,372,000 |
| Noninterest expense | 1,038,000 | 2,081,000 | 3,225,000 | 4,591,000 |
| Provision for loan losses | 54,000 | 108,000 | 216,000 | 425,000 |
| Pretax income | 266,000 | 540,000 | 630,000 | 316,000 |
| Income tax | 66,000 | 138,000 | 138,000 | -19,000 |
| Net income | 200,000 | 402,000 | 492,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,766,000 | 8,973,000 | 9,066,000 | 11,404,000 |
| Total capital | 9,562,000 | 9,808,000 | 9,982,000 | 14,016,000 |
| Risk-weighted assets | 81,672,000 | 80,723,000 | 84,504,000 | 117,564,000 |