Call reports 2001
HARRIS BANK AURORA, NATIONAL ASSOCIATION — 2001
What HARRIS BANK AURORA, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 112,809,000 | 113,383,000 | 109,791,000 | 116,286,000 |
| Total loans | 69,189,000 | 71,455,000 | 70,037,000 | 71,748,000 |
| Allowance for loan losses | 666,000 | 693,000 | 718,000 | 755,000 |
| Securities available for sale | 30,953,000 | 28,356,000 | 23,044,000 | 28,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,284,000 | 102,159,000 | 97,592,000 | 104,317,000 |
| Interest-bearing deposits | 92,186,000 | 91,725,000 | 86,494,000 | 96,944,000 |
| Noninterest-bearing deposits | 9,098,000 | 10,434,000 | 11,098,000 | 7,373,000 |
| Equity capital | 8,370,000 | 8,499,000 | 8,748,000 | 8,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,878,000 | 3,650,000 | 5,357,000 | 6,962,000 |
| Interest expense | 1,049,000 | 1,919,000 | 2,709,000 | 3,346,000 |
| Net interest income | 829,000 | 1,731,000 | 2,648,000 | 3,616,000 |
| Noninterest income | 265,000 | 579,000 | 905,000 | 1,224,000 |
| Noninterest expense | 849,000 | 1,910,000 | 2,907,000 | 3,885,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 150,000 |
| Pretax income | 215,000 | 340,000 | 641,000 | 890,000 |
| Income tax | 46,000 | 58,000 | 139,000 | 199,000 |
| Net income | 169,000 | 282,000 | 502,000 | 691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,015,000 | 8,129,000 | 8,354,000 | 8,557,000 |
| Total capital | 8,681,000 | 8,822,000 | 9,072,000 | 9,312,000 |
| Risk-weighted assets | 69,322,000 | 69,536,000 | 67,627,000 | 68,689,000 |