Call reports 2007
HORIZON BANK — 2007
What HORIZON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,270,237,000 | 1,303,462,000 | 1,345,840,000 | 1,390,882,000 |
| Total loans | 1,075,252,000 | 1,104,050,000 | 1,165,008,000 | 1,211,091,000 |
| Allowance for loan losses | 15,889,000 | 16,262,000 | 17,023,000 | 17,891,000 |
| Securities available for sale | 79,098,000 | 84,415,000 | 83,517,000 | 80,138,000 |
| Securities held to maturity | 518,000 | 487,000 | 448,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 975,665,000 | 987,836,000 | 997,756,000 | 1,010,148,000 |
| Interest-bearing deposits | 950,703,000 | 960,779,000 | 970,363,000 | 981,958,000 |
| Noninterest-bearing deposits | 24,962,000 | 27,057,000 | 27,393,000 | 28,190,000 |
| Equity capital | 123,586,000 | 125,391,000 | 127,724,000 | 127,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 24,312,000 | 49,469,000 | 75,627,000 | 101,761,000 |
| Interest expense | 10,895,000 | 22,353,000 | 34,302,000 | 46,411,000 |
| Net interest income | 13,417,000 | 27,116,000 | 41,325,000 | 55,350,000 |
| Noninterest income | 1,336,000 | 2,738,000 | 4,082,000 | 5,361,000 |
| Noninterest expense | 7,160,000 | 14,152,000 | 21,277,000 | 28,369,000 |
| Provision for loan losses | 0 | 400,000 | 1,200,000 | 2,100,000 |
| Pretax income | 7,565,000 | 15,273,000 | 22,901,000 | 30,213,000 |
| Income tax | 2,517,000 | 5,036,000 | 7,474,000 | 9,800,000 |
| Net income | 5,048,000 | 10,237,000 | 15,427,000 | 20,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,674,000 | 121,506,000 | 123,620,000 | 124,436,000 |
| Total capital | 136,337,000 | 138,818,000 | 141,704,000 | 142,018,000 |
| Risk-weighted assets | 1,135,778,000 | 1,166,269,000 | 1,244,209,000 | 1,290,590,000 |
Machine access — free, no API key
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