Call reports 2001
HORIZON BANK — 2001
What HORIZON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 730,265,000 | 739,905,000 | 743,430,000 | 745,838,000 |
| Total loans | 603,836,000 | 587,202,000 | 572,460,000 | 578,934,000 |
| Allowance for loan losses | 3,677,000 | 3,819,000 | 3,980,000 | 4,123,000 |
| Securities available for sale | 68,879,000 | 49,950,000 | 56,311,000 | 59,876,000 |
| Securities held to maturity | 6,899,000 | 6,432,000 | 5,762,000 | 5,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,335,000 | 608,669,000 | 612,376,000 | 607,366,000 |
| Interest-bearing deposits | 576,891,000 | 583,330,000 | 581,483,000 | 579,296,000 |
| Noninterest-bearing deposits | 24,444,000 | 25,339,000 | 30,893,000 | 28,070,000 |
| Equity capital | 97,893,000 | 98,817,000 | 98,982,000 | 99,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 14,399,000 | 28,626,000 | 42,346,000 | 55,526,000 |
| Interest expense | 8,156,000 | 15,908,000 | 22,979,000 | 29,001,000 |
| Net interest income | 6,243,000 | 12,718,000 | 19,367,000 | 26,525,000 |
| Noninterest income | 454,000 | 983,000 | 1,808,000 | 2,961,000 |
| Noninterest expense | 3,454,000 | 6,897,000 | 10,463,000 | 14,184,000 |
| Provision for loan losses | 135,000 | 295,000 | 580,000 | 1,040,000 |
| Pretax income | 3,311,000 | 6,830,000 | 10,513,000 | 14,643,000 |
| Income tax | 1,091,000 | 2,257,000 | 3,475,000 | 4,847,000 |
| Net income | 2,220,000 | 4,573,000 | 7,038,000 | 9,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,230,000 | 94,203,000 | 93,674,000 | 94,598,000 |
| Total capital | 99,173,000 | 100,405,000 | 100,029,000 | 101,097,000 |
| Risk-weighted assets | 467,473,000 | 474,119,000 | 482,856,000 | 494,139,000 |